Cost of Living in United States

Updated On February 13, 2026
United States
Cost of Living Index:
72.4
* Based on Research & User Data

United States FlagUnited States : Cost of Living by City

How Much Does It Cost to Live in United States?

If your dream country is America and you are thinking about moving there, you are not alone in your thoughts – lots of people are struggling to find their happiness there.

Even though the cost of living in America is remarkably high, especially when compared to some less developed countries, the incomes of its citizens in many of its major cities are satisfying and this seems attractive to people who earn much less in their countries.

Cost of Living Breakdown in United States

Restaurants

RESTAURANTS

Life in the USA is pretty pricey, especially if you are a frequent visitor to its restaurants and bars.

There are still some places where you can find meals for $17, but the majority of them are more luxurious and highly expensive.

Alcohol also has pretty high prices here.

Average Restaurant Prices
Meal (Inexpensive Restaurant) $17.21
Domestic Beer (0.5 Liter) $5
Water (0.33 Liter) $1.81
Markets

MARKETS

If you are a savvy person who does not spend money in restaurants but prepares meals at home, your living costs would be a reasonable price tag.

Food is expensive, but you can always purchase it at lower prices after you have searched for the places that offer discounts.

Average Market Prices
Milk (1 Liter) $1.02
Loaf Bread (500g) $3.26
Eggs (12) $4.02
Transportation

TRANSPORTATION

Transportation here takes pretty much money as the place of living is not close to your work and commuting is obligatory.

Americans tend to drive a car and that is part of their way of life, but you should know that owning and using it daily can make a huge hole in your budget.

Average Transport Prices
One Way Ticket $2.50
Monthly Pass $70
Gasoline $1
Utilities

UTILITIES (MONTHLY)

The amount you pay for rent is a big driver of your overall cost of living, and utilities are not included in it.

Actually, you will need to add at least $200 to the rent to provide for basic bills.

In general, these costs depend on numerous factors but it can be said that Internet access is pretty pricey.

Average Utilities Prices
Basic (Water, Electricity, Garbage, Heating, Cooling) $182.16
1 min. of Prepaid Mobile Tariff Local $0.16
Internet (Unlimited Data, Cable/ADSL) $69.35
Sports and leisure

SPORTS & LEISURE

No matter where in America you choose to live, entertainment is important after busy days at work, especially for younger generations.

Compared to the average salaries, it is estimated that sports and leisure activities are not so expensive, as a fitness club rent is around $42 and cinema tickets are $12.

Average Leisure Prices
Fitness Club, Monthly Fee for 1 Adult $41.9
Tennis Court Rent (1 Hour) $18.44
Cinema, 1 Seat, International Release $12
Clothing and shoes

CLOTHING & SHOES

Whether you will have enough money for apparel depends on whether you could pay all the bills and put some money aside.

People with minimum wages will struggle to get clothes that are pretty expensive and that is the reason why only 2% of monthly income is given for that.

Average Clothing Prices
1 Pair of Jeans (Levis 501 Or Comparable) $46.3
1 Summer Dress in a Chain Store (Zara, etc...) $36.46
1 Pair of Adidas Walking Shoes (Mid-Range) $79.99
Rent per month

RENT PER MONTH

When you come to the USA, you will need to rent an apartment and your housing costs would represent 30 percent of your monthly expenses.

You can choose to rent a place out of the city center for lower rent, but it is advisable not to be far away from your work, as you will need to pay higher commuting costs.

Average Rent Prices
Apartment (1 bedroom) in City Center $1705.50
Apartment (1 bedroom) Outside of Center $1374.26
Apartment (3 bedrooms) in City Center $2842.85
Healthcare

HEALTHCARE

The U.S. healthcare system is predominantly private, with major public programs for seniors and low-income residents.

Employer-sponsored insurance or individual plans often cost 500 to 1,200 USD per month for comprehensive coverage.

Many households also face high deductibles and co-payments, meaning out-of-pocket spending can total several thousand dollars annually even with insurance.

The U.S. spends far more per person on healthcare than other countries, exceeding 12,000 to 14,000 USD per capita.

High insurance and medical costs can take a large share of income, with family premiums often exceeding ten percent of earnings.

Education

EDUCATION

Public primary and secondary schools are tuition-free, with families paying for supplies, extracurriculars, and optional fees.

Private school tuition ranges from several thousand to over $30,000 per year.

Public universities charge $10,000 to $30,000 per year for in-state students, higher for out-of-state; private universities often cost $30,000 to $60,000 per year.

Students also pay for housing, food, transport, and textbooks.

How Does the Average Person Spend Their Money in United States?

The comparison between income and expenses varies widely between a single person and two parents with kids, but it is still good to explore the costs and expenses of living in advance and be somehow ready for what awaits you and then, based on your own, specific needs see how much you need to earn.

Rent and food are the main expenses and take up two-thirds of your monthly budget.

Be ready to pay quite much for transportation, while utilities do not cost too much.

Average Costs Breakdown

13.3%
29.8%
8.2%
5.6%
4.1%
1.7%
37.3%

United States: Average Salary, Minimum Wage & Mortgages

Due to the fact that the U.S. economy is the largest in the world, people believe that they will not struggle to survive there and would be able to afford comfortable living conditions for themselves and their families.

However, you will need to earn at least the average amount of money monthly, so as to be able to live a decent life there.

The minimum wage for a newcomer who needs to rent an apartment would not be enough for the rent.

Average Salary$4196.85
Minimum Wage$1256.7
Mortgage Interest Rate5.37%

United States Safety Overview

READ THE FULL REPORT: United States Safety Review

Safety Index:
68
OVERALL RISKLOW
TRANSPORT & TAXIS RISKLOW
PICKPOCKETS RISKMEDIUM
NATURAL DISASTERS RISKLOW
MUGGING RISKLOW
TERRORISM RISKMEDIUM
SCAMS RISKLOW
WOMEN TRAVELERS RISKLOW
TAP WATER RISKLOW

Cost of Living by City in United States

City Cost of Living Index
United States FlagAlbany, NY 72.4
United States FlagAlbuquerque, NM 72.4
United States FlagAnchorage, AK 72.4
United States FlagAnn Arbor, MI 72.4
United States FlagArlington, TX 72.4
United States FlagAsheville, NC 72.4
United States FlagAtlanta, GA 72.4
United States FlagAustin, TX 72.4
United States FlagBakersfield, CA 72.4
United States FlagBaltimore, MD 72.4
United States FlagBellevue, WA 72.4
United States FlagBellingham, WA 72.4
United States FlagBerkeley, CA 72.4
United States FlagBirmingham, AL 72.4
United States FlagBoise, ID 72.4
United States FlagBoston, MA 72.4
United States FlagBoulder, CO 72.4
United States FlagBrooklyn, NY 72.4
United States FlagBuffalo, NY 72.4
United States FlagBurlington, VT 72.4
United States FlagCharleston, SC 72.4
United States FlagCharlotte, NC 73.33
United States FlagChattanooga, TN 72.4
United States FlagChicago, IL 72.4
United States FlagCincinnati, OH 72.4
United States FlagCleveland, OH 72.4
United States FlagColumbia, SC 72.4
United States FlagColumbus, OH 72.4
United States FlagDallas, TX 72.4
United States FlagDayton, OH 72.4
United States FlagDenver, CO 72.4
United States FlagDes Moines, IA 72.4
United States FlagDetroit, MI 72.4
United States FlagEl Paso, TX 72.4
United States FlagEugene, OR 72.4
United States FlagEverett, WA 72.4
United States FlagFayetteville, AR 72.4
United States FlagFort Myers, FL 72.4
United States FlagFort Wayne, IN 72.4
United States FlagFort Worth, TX 72.4
United States FlagFresno, CA 74.2
United States FlagGainesville, FL 74.2
United States FlagGrand Rapids, MI 74.2
United States FlagGreensboro, NC 74.2
United States FlagHartford, CT 74.2
United States FlagHonolulu, HI 74.2
United States FlagHouston, TX 74.2
United States FlagHuntsville, AL 74.2
United States FlagIndianapolis, IN 74.2
United States FlagIrvine, CA 74.2
United States FlagJacksonville, FL 74.2
United States FlagJersey City, NJ 74.2
United States FlagKansas City, MO 74.2
United States FlagKnoxville, TN 74.2
United States FlagLas Vegas, NV 74.2
United States FlagLexington, KY 74.2
United States FlagLittle Rock, AR 74.2
United States FlagLong Beach, CA 74.2
United States FlagLos Angeles, CA 74.2
United States FlagLouisville, KY 74.2
United States FlagLubbock, TX 74.2
United States FlagMadison, WI 74.2
United States FlagMemphis, TN 74.2
United States FlagMiami, FL 74.2
United States FlagMilwaukee, WI 74.2
United States FlagMinneapolis, MN 74.2
United States FlagNashville, TN 74.2
United States FlagNew Orleans, LA 74.2
United States FlagNew York, NY 74.2
United States FlagOakland, CA 74.2
United States FlagOklahoma City, OK 74.2
United States FlagOlympia, WA 74.2
United States FlagOrlando, FL 74.2
United States FlagPeoria, IL 72.4
United States FlagPhiladelphia, PA 72.4
United States FlagPhoenix, AZ 72.4
United States FlagPittsburgh, PA 72.4
United States FlagPortland, ME 72.4
United States FlagPortland, OR 72.4
United States FlagRaleigh, NC 72.4
United States FlagReno, NV 72.4
United States FlagRichmond, VA 74.2
United States FlagRochester, NY 74.2
United States FlagSacramento, CA 74.2
United States FlagSaint Louis, MO 74.2
United States FlagSaint Paul, MN 74.2
United States FlagSaint Petersburg, FL 74.2
United States FlagSalem, OR 74.2
United States FlagSalt Lake City, UT 74.2
United States FlagSan Antonio, TX 74.2
United States FlagSan Diego, CA 74.2
United States FlagSan Francisco, CA 74.2
United States FlagSan Jose, CA 74.2
United States FlagSanta Barbara, CA 74.2
United States FlagSanta Rosa, CA 74.2
United States FlagSeattle, WA 74.2
United States FlagSpokane, WA 74.2
United States FlagSpringfield, MO 74.2
United States FlagSyracuse, NY 74.2
United States FlagTacoma, WA 74.2
United States FlagTallahassee, FL 74.2
United States FlagTampa, FL 74.2
United States FlagToledo, OH 74.2
United States FlagTucson, AZ 74.2
United States FlagTulsa, OK 74.2
United States FlagVancouver, WA 74.2
United States FlagVirginia Beach, VA 74.2
United States FlagWashington, DC 74.2
United States FlagWest Palm Beach, FL 74.2
United States FlagWichita, KS 74.2

Where to Next?

Or, browse the country/city indexes:

Cost of Living - Country Index Cost of Living - City Index

5 Reviews on United States

  1. Living in the US varies more greatly than anywhere else in the world probably. I moved from California to Arizona a few years ago and the amount of money I’m saving is crazy! I spend so much less money on rent, gas, and food. California is full of opportunity but most just can’t make it.

  2. S
    Savannah says:

    Life in DC has become pretty rough these last few years, prices have skyrocketed and I’m not sure how much longer I want to live here. It would be nice if the family could get on board with a move, I want to live in Virginia which is much cheaper and has more job prospects for me. Hopefully some day!

  3. S
    Sam Waltman says:

    The US is the place to be if you want to live the best life and earn the best money. You have to work hard and make the right choices, though. Unfortunately for me, I didn’t. I chose a bad career path where there’s very little work and now I struggle. Thankfully I live in a small village in Alabama where everyone looks out for each other.

  4. A
    Anonymous says:

    Carrie

    Basic (Water, Electricity, Garbage, Heating, Cooling) utilities are MUCH higher than showing, heating or cooling alone goes over the amount shown!

  5. It’s interesting to hear about the appeal of moving to America, but I can’t help but wonder if the grass really is greener. Sure, the idea of higher incomes sounds great, but what about the reality of the cost of living and the challenges people face? It feels like there’s a lot more to the picture that isn’t always addressed.

United States Rated 4.2 / 5 based on 5 user reviews.

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