Cost of Living in Springfield, MO, United States

Updated On July 28, 2023

How Much Does It Cost to Live In Springfield, MO?

Springfield is the third largest city in the state of Missouri and a relatively inexpensive, decent-sized town at that.

If you’re thinking about moving here, the rent is not too much (relative to how much you make) and the cost of living is low.

While Springfield has some really nice neighborhoods, colleges, and universities (including Missouri State University), it also has a bad reputation: right now, it sits as the 12th most dangerous city to live in, according to a study done a few years ago.

Cost of Living Index:
* Based on Research & User Data


Restaurant diversity is decent, but not exactly on a big city level.

A lot of name-brand chain restaurants are available just like in any other place in the USA.

There are a few fine dining options scattered here and there, if you’re into splurging.

An average meal is likely to cost around 20$ per person, in general, and roughly 13.5$ in an inexpensive restaurant.



Depending on your dietary preferences, you can end up spending from 35$ to 250$ per person/week on groceries.

Normally, at Walmart, a family would spend around 125$ per week.

It all depends on your selection of items.

For instance, the cheapest whole milk can be 2.25$ gallons (some people cannot consume it as it can cause gastric issues) to the most expensive that’s around 7.50$/gallon.



There’s really convenient public transport and the city runs a couple of bus routes within a 30 min frequency, so you’ll end up walking a LOT.

Uber started working sometime last year and it’s somewhere around 5$ a mile.

Lyft is also available.

Depending on the circumstances, it’s better to buy an inexpensive car immediately and pay 200$ a month in installments.

Just about everyone drives, but because Springfield is so flat bicycling is another good option.



As for utilities, the bills are relatively on par with the rest of the country.

The prices of utilities here are pretty much like everywhere else, though it does depend on the season and on your consumption of electricity.

For an apartment around 85m2 (which is bigger than a usual apartment for one) basic utilities like electricity, trash, and water will cost you 230$ approximately.

Sports and leisure


There are state parks and hiking trails all around, so you have many ways of exercising and staying fit in nature, for free.

On the downside, the weather isn’t great for outdoor activities, which is why many mid-westerners tend to have weight problems.

A membership at the gym or a fitness costs around 23$.

If you love going to the movies, a cinema ticket is very cheap – only 13$ per person.

Clothing and shoes


There’s one big mall in Springfield, with stores like Sephora, GAP, Banana Republic, Macy’s, etc.

However, shopping there does not make too much sense, since you can drive 45 minutes to Branson and get to Tanger Outlet Mall where you’ll find better deals.

But if you do, here are the prices: if you want a pair of Levi’s, it will cost you around 50$ and quality sneakers cost around 93$.

Rent per month


Depending on what kind of place you want to live in initially, the rent can range anywhere from 700$–3000$ a month.

Really cheap apartments with utilities paid can be found for 800$: they’ll be single bedrooms, and the location would not exactly be suitable for families.

Within around the 900$–1500$ range, you can get a really nice apartment, even in gated communities with a pool, green space, and possibly a mini-gym.

Cost of Living Averages Table for Springfield, MO

*Note: All prices are indicated in USD.
Average Restaurant Prices
Meal (Inexpensive Restaurant)$13.50
Domestic Beer (0.5 Liter)$5.00
Water (0.33 Liter)$1.69
Average Market Prices
Milk (1 Liter)$1.03
Loaf Bread (500g)$3.20
Eggs (12)$3.42
Average Transport Prices
One Way Ticket$1.25
Monthly Pass$45.00
Average Utilities Prices
Basic (Water, Electricity, Garbage, Heating, Cooling)$223.68
1 min. of Prepaid Mobile Tariff Local$0.10
Internet (Unlimited Data, Cable/ADSL)$75.00
Average Leisure Prices
Fitness Club, Monthly Fee for 1 Adult$23.33
Tennis Court Rent (1 Hour)$20.00
Cinema, 1 Seat, International Release$13.00
Average Clothing Prices
1 Pair of Jeans (Levis 501 Or Comparable)$48.75
1 Summer Dress in a Chain Store (Zara, etc...)$33.75
1 Pair of Adidas Walking Shoes (Mid-Range)$93.75
Average Rent Prices
Apartment (1 bedroom) in City Center$800.00
Apartment (1 bedroom) Outside of Center$666.25
Apartment (3 bedrooms) in City Center$1495.00

How Does the Average Person Spend Their Money in Springfield, MO?

Most of the money in Springfield gets spent on food, and people go and spent huge bulks of money (40% of one’s income) in markets and grocery stores.

You can count on 200$ a week going on food if you have a family.

Another one of the biggest expenses is rent, as it can be pretty steep in certain areas, but in general, it is quite reasonable, cheap even, compared to some other major cities in America.

Restaurants and transportation go side by side like in most countries – though transportation is cheap, it’s essential for everyone, every day, and as for the restaurants – it’s the only option for many people.

Average Costs Breakdown


Springfield, MO: Average Salary, Minimum Wage & Mortgages

If you’re in IT, even the lowest pay in the sector should keep you comfortable – which is true for most cities.

There is a very low percentage of unemployment, luckily, at 2.8%.

The economy is very diverse.

The average monthly net salary in Springfield is relatively high, above 3000$, so most people can live without any problems, while the minimum monthly wage is half as much- around 1500$.

However, if you’re the type of person to go out every night, spend money in bars and restaurants, and act comfortably when it comes to pastime and leisure – you might find this average salary a bit too low.

Average Salary$2979.17
Minimum Wage$1490.67
Mortgage Interest Rate6.90%

Cost of Living by City in Springfield, MO

CityCost of Living Index
Albany, NY72.4
Albuquerque, NM72.4
Anchorage, AK72.4
Ann Arbor, MI72.4
Arlington, TX72.4
Asheville, NC72.4
Atlanta, GA72.4
Austin, TX72.4
Bakersfield, CA72.4
Baltimore, MD72.4
Bellevue, WA72.4
Bellingham, WA72.4
Berkeley, CA72.4
Birmingham, AL72.4
Boise, ID72.4
Boston, MA72.4
Boulder, CO72.4
Brooklyn, NY72.4
Buffalo, NY72.4
Burlington, VT72.4
Charleston, SC72.4
Charlotte, NC73.33
Chattanooga, TN72.4
Chicago, IL72.4
Cincinnati, OH72.4
Cleveland, OH72.4
Columbia, SC72.4
Columbus, OH72.4
Dallas, TX72.4
Dayton, OH72.4
Denver, CO72.4
Des Moines, IA72.4
Detroit, MI72.4
El Paso, TX72.4
Eugene, OR72.4
Everett, WA72.4
Fayetteville, AR72.4
Fort Myers, FL72.4
Fort Wayne, IN72.4
Fort Worth, TX72.4
Fresno, CA74.2
Gainesville, FL74.2
Grand Rapids, MI74.2
Greensboro, NC74.2
Hartford, CT74.2
Honolulu, HI74.2
Houston, TX74.2
Huntsville, AL74.2
Indianapolis, IN74.2
Irvine, CA74.2
Jacksonville, FL74.2
Jersey City, NJ74.2
Kansas City, MO74.2
Knoxville, TN74.2
Las Vegas, NV74.2
Lexington, KY74.2
Little Rock, AR74.2
Long Beach, CA74.2
Los Angeles, CA74.2
Louisville, KY74.2
Lubbock, TX74.2
Madison, WI74.2
Memphis, TN74.2
Miami, FL74.2
Milwaukee, WI74.2
Minneapolis, MN74.2
Nashville, TN74.2
New Orleans, LA74.2
New York, NY74.2
Oakland, CA74.2
Oklahoma City, OK74.2
Olympia, WA74.2
Orlando, FL74.2
Peoria, IL72.4
Philadelphia, PA72.4
Phoenix, AZ72.4
Pittsburgh, PA72.4
Portland, ME72.4
Portland, OR72.4
Raleigh, NC72.4
Reno, NV72.4
Richmond, VA74.2
Rochester, NY74.2
Sacramento, CA74.2
Saint Louis, MO74.2
Saint Paul, MN74.2
Saint Petersburg, FL74.2
Salem, OR74.2
Salt Lake City, UT74.2
San Antonio, TX74.2
San Diego, CA74.2
San Francisco, CA74.2
San Jose, CA74.2
Santa Barbara, CA74.2
Santa Rosa, CA74.2
Seattle, WA74.2
Spokane, WA74.2
Syracuse, NY74.2
Tacoma, WA74.2
Tallahassee, FL74.2
Tampa, FL74.2
Toledo, OH74.2
Tucson, AZ74.2
Tulsa, OK74.2
Vancouver, WA74.2
Virginia Beach, VA74.2
Washington, DC74.2
West Palm Beach, FL74.2
Wichita, KS74.2

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