Cost of Living in Cincinnati, OH, United States

Updated On June 23, 2023

How Much Does It Cost to Live In Cincinnati, OH?

Cincinnati is Ohio‘s third-largest city and the largest metro region.

The cost of living in this city is very affordable, depending on the neighborhood, but mostly everything is less expensive than the national average. It’s a great place to save money.

Namely, there are more than 100 neighborhoods and, for the most part, where you live will greatly influence how you feel about living here.

Cincinnati is a city known for its widespread lack of diversity and segregation: black people live in black neighborhoods and white people live in white neighborhoods.

There is little crossover.

Cost of Living Index:
* Based on Research & User Data


The food is pretty good here and cheaper than in most other US major cities.

Cincinnati is a city known for chili and you can find a bunch of restaurants where you can get delicious chili and they’re mostly inexpensive.

There are also some upscale places like Orchids at Palm Court and Boca as well as many other hidden gems: it’s not all chili and spaghetti.



The major supermarket chains in Cincinnati are the regular ones: Kroger (throughout Cincinnati and don’t forget to ask for a discount card), Aldi, Meijer, Whole Foods Market, Jungle Jim’s, and Trader Joe’s.

You’ll also find the three largest discount store chains: Walmart, Target, and Kmart which have several stores in Cincinnati as well.



The main form of public transportation in Cincinnati is by bus, but if you want to get anywhere quickly and conveniently, you will need a car.

Parking is generally cheap in Cincinnati which is a great circumstance if you own a car, and besides – you can drive most places in the city in 20 minutes.

There isn’t a subway but the buses are good and cheap.



Utilities are not too expensive in Cincinnati, if you look at the price of all included utilities for an apartment of a larger structure (85m2): for such an apartment, all basic utilities – including electricity, along with heating and cooling, water, gas, and garbage services – costs around 130$.

Internet is pretty pricey though, amounting up to 62$.

Sports and leisure


If you like biking around tough terrain, Cincinnati offers a lot of hills, so you can actually save a lot of money by exercising outside.

But if you prefer exercising indoors, becoming a member of a gym or a fitness club will cost you only around 28$ a month.

Going to the cinema costs nearly the same as it does in most popular European destinations – around 10$ per ticket.

Clothing and shoes


Cincinnati has 52 neighborhoods, and each one has its own shopping district so wherever you are, you can go shopping nearby.

Like everything else, the prices of clothing in Cincinnati are lower, too. For example, a pair of quality jeans like Levi’s costs around 45$, a pair of quality running sneakers like Nike are around 77$, while simpler items of clothing like shirts cost around 36$.

Rent per month


Again, like most things, rent is cheaper in Cincinnati than in most other cities, but it all depends on where you want to rent.

If you want to live in the center of Cincinnati, the apartment will cost you around 1,393.33$ but if you want to cut your expenses you can find a charming little apartment on the outskirts of the city for around 1,081.4$.

Cost of Living Averages Table for Cincinnati, OH

*Note: All prices are indicated in USD.
Average Restaurant Prices
Meal (Inexpensive Restaurant)$12.25
Domestic Beer (0.5 Liter)$4.00
Water (0.33 Liter)$1.64
Average Market Prices
Milk (1 Liter)$0.79
Loaf Bread (500g)$2.43
Eggs (12)$3.67
Average Transport Prices
One Way Ticket$2.00
Monthly Pass$77.50
Average Utilities Prices
Basic (Water, Electricity, Garbage, Heating, Cooling)$128.93
1 min. of Prepaid Mobile Tariff Local$0.10
Internet (Unlimited Data, Cable/ADSL)$62.08
Average Leisure Prices
Fitness Club, Monthly Fee for 1 Adult$27.19
Tennis Court Rent (1 Hour)$19.10
Cinema, 1 Seat, International Release$12.25
Average Clothing Prices
1 Pair of Jeans (Levis 501 Or Comparable)$44.00
1 Summer Dress in a Chain Store (Zara, etc...)$35.80
1 Pair of Adidas Walking Shoes (Mid-Range)$77.75
Average Rent Prices
Apartment (1 bedroom) in City Center$1393.33
Apartment (1 bedroom) Outside of Center$1081.4
Apartment (3 bedrooms) in City Center$3146.25

How Does the Average Person Spend Their Money in Cincinnati, OH?

Food is the biggest expense for anyone living in Cincinnati, along with the rent – and this is actually unusual for an American city, since, usually, the biggest expense everywhere is rent.

However, with almost 36% of one’s entire income being spent on rent, it is definitely one of the most expensive aspects of living in this city, if not the most expensive one.

Apart from food and rent, people spend a lot of money on transportation and restaurants – since there are many people who are used to eating all three meals in restaurants.

Utilities are also a considerable expense for an average person living in Cincinnati.

Average Costs Breakdown


Cincinnati, OH: Average Salary, Minimum Wage & Mortgages

In Cincinnati, there’s a variety of white-collar and blue-collar jobs available and there’s a relatively low level of unemployment here compared to other areas of the country.

However, it’s still not a major scene for emerging businesses and the biggest companies are P&G, GE, and some others in insurance and banking.

The minimum wage in Cincinnati is around 1400$ – and though the prices are higher in the US too, this is still a reasonable amount of money that just goes in line with the high standard of living here.

Though it certainly isn’t the most expensive place to be, people in Cincinnati are certain there’s room for improvement.

Average Salary$3757.67
Minimum Wage$1482.00
Mortgage Interest Rate6.37%

Cincinnati Safety Overview

READ THE FULL REPORT: Cincinnati Safety Review

Safety Index:

Cost of Living by City in Cincinnati, OH

CityCost of Living Index
Albany, NY72.4
Albuquerque, NM72.4
Anchorage, AK72.4
Ann Arbor, MI72.4
Arlington, TX72.4
Asheville, NC72.4
Atlanta, GA72.4
Austin, TX72.4
Bakersfield, CA72.4
Baltimore, MD72.4
Bellevue, WA72.4
Bellingham, WA72.4
Berkeley, CA72.4
Birmingham, AL72.4
Boise, ID72.4
Boston, MA72.4
Boulder, CO72.4
Brooklyn, NY72.4
Buffalo, NY72.4
Burlington, VT72.4
Charleston, SC72.4
Charlotte, NC73.33
Chattanooga, TN72.4
Chicago, IL72.4
Cleveland, OH72.4
Columbia, SC72.4
Columbus, OH72.4
Dallas, TX72.4
Dayton, OH72.4
Denver, CO72.4
Des Moines, IA72.4
Detroit, MI72.4
El Paso, TX72.4
Eugene, OR72.4
Everett, WA72.4
Fayetteville, AR72.4
Fort Myers, FL72.4
Fort Wayne, IN72.4
Fort Worth, TX72.4
Fresno, CA74.2
Gainesville, FL74.2
Grand Rapids, MI74.2
Greensboro, NC74.2
Hartford, CT74.2
Honolulu, HI74.2
Houston, TX74.2
Huntsville, AL74.2
Indianapolis, IN74.2
Irvine, CA74.2
Jacksonville, FL74.2
Jersey City, NJ74.2
Kansas City, MO74.2
Knoxville, TN74.2
Las Vegas, NV74.2
Lexington, KY74.2
Little Rock, AR74.2
Long Beach, CA74.2
Los Angeles, CA74.2
Louisville, KY74.2
Lubbock, TX74.2
Madison, WI74.2
Memphis, TN74.2
Miami, FL74.2
Milwaukee, WI74.2
Minneapolis, MN74.2
Nashville, TN74.2
New Orleans, LA74.2
New York, NY74.2
Oakland, CA74.2
Oklahoma City, OK74.2
Olympia, WA74.2
Orlando, FL74.2
Peoria, IL72.4
Philadelphia, PA72.4
Phoenix, AZ72.4
Pittsburgh, PA72.4
Portland, ME72.4
Portland, OR72.4
Raleigh, NC72.4
Reno, NV72.4
Richmond, VA74.2
Rochester, NY74.2
Sacramento, CA74.2
Saint Louis, MO74.2
Saint Paul, MN74.2
Saint Petersburg, FL74.2
Salem, OR74.2
Salt Lake City, UT74.2
San Antonio, TX74.2
San Diego, CA74.2
San Francisco, CA74.2
San Jose, CA74.2
Santa Barbara, CA74.2
Santa Rosa, CA74.2
Seattle, WA74.2
Spokane, WA74.2
Springfield, MO74.2
Syracuse, NY74.2
Tacoma, WA74.2
Tallahassee, FL74.2
Tampa, FL74.2
Toledo, OH74.2
Tucson, AZ74.2
Tulsa, OK74.2
Vancouver, WA74.2
Virginia Beach, VA74.2
Washington, DC74.2
West Palm Beach, FL74.2
Wichita, KS74.2

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