Cost of Living in Lubbock, TX, United States

Updated On July 19, 2023

How Much Does It Cost to Live In Lubbock, TX?

Lubbock is the largest city in the Great Plains region of Texas and is also the area’s agricultural and economic hub.

The pace of life in Lubbock is not as hectic as other Texas places.

The cost of living is low and the city is pretty compact, meaning you can get anywhere (from one side of town to the other) in about 15–20 minutes.

There are lots of opportunities for entertainment and dining, good medical facilities, a very safe environment, and good schools.

Texas Tech helps provide some big-city events and features, while the city off-campus sticks to a moderately small-town atmosphere.

Cost of Living Index:
* Based on Research & User Data


Because the cost of living is astronomically low, Lubbock boasts a plethora of restaurant options, from upscale to downhome cooking, including national chains and local specialties.

You can also expect all the usual fast food chain restaurants where you can eat for a couple of dollars.



As for groceries, you have the usual 7-11 convenience stores, but they have a limited selection and high prices.

The major supermarket chains in Lubbock are all the regular ones you can find anywhere in America.

Many specialty and organic supermarkets exist and the prices are such that you’ll definitely save a bunch of money if you opt for cooking instead of eating out.



The city’s public transit authority, Citibus, offers fixed bus routes throughout the city.

A one-way trip is 2.00$, and a day pass is $3.

The city’s only taxicab service, Yellow Cab, is reliable with reasonable fares so you’ll never get the feeling that transport in Lubbock is bad – everything is well-organized and at low prices like pretty much everything else in this city.



Utilities aren’t too cheap in Lubbock, in fact, they’re more expensive than in, for example, Dallas.

The cost of utilities there amounts to over 179.9$ per month for basic ones like electricity, water, cooling, heating, and garbage services in an apartment of 85m2.

This is probably due to the high usage of AC during Texas’ scorching hot summers.

Sports and leisure


Youth sports are a huge part of life and you can find many activities there that will help you stay fit and in form.

Still, if you prefer gyms and fitness centers, a month of going to the gym or being a member of a fitness club will cost you around 16$, which is not expensive at all.

Clothing and shoes


There seems to be an infinite number of shopping centers that have the same stores in them so you’ll find your favorite brands on every corner.

The prices are standard, as in the rest of America: quality jeans cost around 50$, while summer dresses and shirts are around 23$.

Running sneakers remain more expensive, costing around 60$.

Rent per month


There are inexpensive apartments and homes located throughout the city.

The reasonable housing market and low living expenses compared to the average annual salary make it relatively easy on your finances.

If you want to live in a decent city area, you’re looking at only 950$ for a one-bedroom apartment.

Cost of Living Averages Table for Lubbock, TX

*Note: All prices are indicated in USD.
Average Restaurant Prices
Meal (Inexpensive Restaurant)$16.00
Domestic Beer (0.5 Liter)$7.00
Water (0.33 Liter)$1.57
Average Market Prices
Milk (1 Liter)$1.04
Loaf Bread (500g)$3.47
Eggs (12)$2.79
Average Transport Prices
One Way Ticket$2.00
Monthly Pass$56.06
Average Utilities Prices
Basic (Water, Electricity, Garbage, Heating, Cooling)$179.9
1 min. of Prepaid Mobile Tariff Local$0.10
Internet (Unlimited Data, Cable/ADSL)$73.00
Average Leisure Prices
Fitness Club, Monthly Fee for 1 Adult$15.70
Tennis Court Rent (1 Hour)$4.00
Cinema, 1 Seat, International Release$10.00
Average Clothing Prices
1 Pair of Jeans (Levis 501 Or Comparable)$50.00
1 Summer Dress in a Chain Store (Zara, etc...)$23.70
1 Pair of Adidas Walking Shoes (Mid-Range)$61.98
Average Rent Prices
Apartment (1 bedroom) in City Center$950.00
Apartment (1 bedroom) Outside of Center$791.67
Apartment (3 bedrooms) in City Center$1650.00

How Does the Average Person Spend Their Money in Lubbock, TX?

The good thing about Lubbock is that the saving potential is huge compared to some other expensive major cities in America – since the cost of living is really low, while wages are reasonable.

As for the expenses, the biggest chunk of the paycheck of Lubbock’s citizens gets spent on food – naturally.

The next huge expense is rent, since it’s always a significant financial burden for anyone, even though in this particular city it really isn’t too high.

What is also high is the percentage of restaurant expenses: namely, as much as 14% of one’s entire salary gets spent on restaurants, which is very high.

Average Costs Breakdown


Lubbock, TX: Average Salary, Minimum Wage & Mortgages

There are many large corporations and therefore job opportunities in Lubbock.

Lubbock is a relatively inexpensive place to live compared to many other cities of its size and especially compared to the paychecks.

The prices in this city are really among the lowest ones in the entire America, while the wages are pretty reasonable, if not high.

Average monthly salaries in Lubbock are well over 4200$ which is definitely enough for a nice life in this city, while minimum wages move along the lines of 1200$.

Average Salary$4204.17
Minimum Wage$1256.67
Mortgage Interest Rate6.70%

Lubbock Safety Overview

READ THE FULL REPORT: Lubbock Safety Review

Safety Index:

Cost of Living by City in Lubbock, TX

CityCost of Living Index
Albany, NY72.4
Albuquerque, NM72.4
Anchorage, AK72.4
Ann Arbor, MI72.4
Arlington, TX72.4
Asheville, NC72.4
Atlanta, GA72.4
Austin, TX72.4
Bakersfield, CA72.4
Baltimore, MD72.4
Bellevue, WA72.4
Bellingham, WA72.4
Berkeley, CA72.4
Birmingham, AL72.4
Boise, ID72.4
Boston, MA72.4
Boulder, CO72.4
Brooklyn, NY72.4
Buffalo, NY72.4
Burlington, VT72.4
Charleston, SC72.4
Charlotte, NC73.33
Chattanooga, TN72.4
Chicago, IL72.4
Cincinnati, OH72.4
Cleveland, OH72.4
Columbia, SC72.4
Columbus, OH72.4
Dallas, TX72.4
Dayton, OH72.4
Denver, CO72.4
Des Moines, IA72.4
Detroit, MI72.4
El Paso, TX72.4
Eugene, OR72.4
Everett, WA72.4
Fayetteville, AR72.4
Fort Myers, FL72.4
Fort Wayne, IN72.4
Fort Worth, TX72.4
Fresno, CA74.2
Gainesville, FL74.2
Grand Rapids, MI74.2
Greensboro, NC74.2
Hartford, CT74.2
Honolulu, HI74.2
Houston, TX74.2
Huntsville, AL74.2
Indianapolis, IN74.2
Irvine, CA74.2
Jacksonville, FL74.2
Jersey City, NJ74.2
Kansas City, MO74.2
Knoxville, TN74.2
Las Vegas, NV74.2
Lexington, KY74.2
Little Rock, AR74.2
Long Beach, CA74.2
Los Angeles, CA74.2
Louisville, KY74.2
Madison, WI74.2
Memphis, TN74.2
Miami, FL74.2
Milwaukee, WI74.2
Minneapolis, MN74.2
Nashville, TN74.2
New Orleans, LA74.2
New York, NY74.2
Oakland, CA74.2
Oklahoma City, OK74.2
Olympia, WA74.2
Orlando, FL74.2
Peoria, IL72.4
Philadelphia, PA72.4
Phoenix, AZ72.4
Pittsburgh, PA72.4
Portland, ME72.4
Portland, OR72.4
Raleigh, NC72.4
Reno, NV72.4
Richmond, VA74.2
Rochester, NY74.2
Sacramento, CA74.2
Saint Louis, MO74.2
Saint Paul, MN74.2
Saint Petersburg, FL74.2
Salem, OR74.2
Salt Lake City, UT74.2
San Antonio, TX74.2
San Diego, CA74.2
San Francisco, CA74.2
San Jose, CA74.2
Santa Barbara, CA74.2
Santa Rosa, CA74.2
Seattle, WA74.2
Spokane, WA74.2
Springfield, MO74.2
Syracuse, NY74.2
Tacoma, WA74.2
Tallahassee, FL74.2
Tampa, FL74.2
Toledo, OH74.2
Tucson, AZ74.2
Tulsa, OK74.2
Vancouver, WA74.2
Virginia Beach, VA74.2
Washington, DC74.2
West Palm Beach, FL74.2
Wichita, KS74.2

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