Cost of Living in Philadelphia, PA, United States

Updated On April 5, 2025

How Much Does It Cost to Live In Philadelphia, PA?

Philadelphia, often referred to as “Philly,” located in Southeastern Pennsylvania, is the fifth most populous city in the United States.

Philadelphia, once the capital of the United States, plays a very important role in the history and life of the nation.

As such an important city, it’s no wonder that it’s brimming with historically important points and landmarks, as well as other forms of entertainment and leisure.

It is one of the centers of America, with a lower cost of living, and it recently went under a huge development giving it a totally new shine.

Cost of Living Index:
72.4
* Based on Research & User Data

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Cost of Living in United States
Restaurants

RESTAURANTS

Philly is now definitely a foodie city with all the new restaurants and places that have opened recently.

A great new area that deserves an honorable mention is South Philly, particularly near Passyunk Avenue.

It’s another area which has undergone a lot of development recently and has lots of cool restaurants.

Markets

MARKETS

The Italian Market in South Philly is an open-air street market with fresh produce and food and it’s very popular in this city.

During the weekend, you can shop for food here or at the Reading Terminal Market, which will give you a chance to inspect every food product before purchasing.

Here, you can buy ethnic Philly-special products – LaColombe coffee beans, Basset’s ice cream, and every kind of locally made chocolate out there.

Transportation

TRANSPORTATION

Philadelphia can boast a developing bicycle-friendly culture that’s still growing and now includes a network of bike lanes and a new citywide bike share service called Indigo.

The cash fare for the city’s main public transport is 2.50$ exact change only.

Everything is close enough to walk to so you don’t have to drive a car: you can ride a bike or just walk and save a bunch of money.

Utilities

UTILITIES (MONTHLY)

Utilities are reasonable in Philadelphia, but it does depend on the size of your apartment.

Generally speaking, if you’re living in an apartment of about 85m2 your utilities including electricity, gas, water, heating, and cooling will cost you less than 170$.

The internet service is fast and costs around 66$.

Sports and leisure

SPORTS & LEISURE

Fitness and practicing sports are somewhat of a luxury everywhere and this applies to every city and country, and so it applies to Philadelphia, too.

If you want to become a member of a gym or a fitness club, expect it to cost around 50$.

Cinema tickets are reasonably priced, too: if you want to go to the movies, prepare 12$ for your ticket.

Clothing and shoes

CLOTHING & SHOES

If you want to go shopping in Philadelphia, opportunities are aplenty.

Like the 3rd Street Corridor in Old City.

This ‘Old World’ section has the city’s popular independent retailers for fashion, art and design.

You can find quality jeans like Levi’s for only 45$, while a pair of quality running shoes from brands like Nike cost around 88$.

Rent per month

RENT PER MONTH

Apartment rents vary as well.

The least expensive apartment prices are around 500$ and the most expensive places are upwards of 5000$, although the average rent ranges from $800 to $1200.

The cheapest neighborhoods are Harrowgate, Logan-Fern Rock, and Olney.

The most expensive areas are Riverfront and Wharton-Hawthorne-Bella Vista.

Cost of Living Averages Table for Philadelphia, PA

*Note: All prices are indicated in USD.
Average Restaurant Prices
Meal (Inexpensive Restaurant) $22.50
Domestic Beer (0.5 Liter) $6.00
Water (0.33 Liter) $1.75
Average Market Prices
Milk (1 Liter) $1.23
Loaf Bread (500g) $4.07
Eggs (12) $4.78
Average Transport Prices
One Way Ticket $2.50
Monthly Pass $96.00
Gasoline $1.00
Average Utilities Prices
Basic (Water, Electricity, Garbage, Heating, Cooling) $170.75
1 min. of Prepaid Mobile Tariff Local $0.10
Internet (Unlimited Data, Cable/ADSL) $65.26
Average Leisure Prices
Fitness Club, Monthly Fee for 1 Adult $51.42
Tennis Court Rent (1 Hour) $20.00
Cinema, 1 Seat, International Release $14.00
Average Clothing Prices
1 Pair of Jeans (Levis 501 Or Comparable) $45.77
1 Summer Dress in a Chain Store (Zara, etc...) $35.27
1 Pair of Adidas Walking Shoes (Mid-Range) $88.07
Average Rent Prices
Apartment (1 bedroom) in City Center $1911.90
Apartment (1 bedroom) Outside of Center $1304.96
Apartment (3 bedrooms) in City Center $3162.58

How Does the Average Person Spend Their Money in Philadelphia, PA?

Food is definitely how the average person in Philadelphia spends the biggest part of their salary, with rent not too far behind.

Rent is, actually, the next thing that draws the biggest bulk of money from the people of Philadelphia.

The fact that rent is second to food only means that though it isn’t the highest expense in this city it is definitely among the most expensive tolls on people’s salaries.

Restaurants are the third on the pie chart of expenses, followed by transportation which is an everyday necessity.

The people of Philadelphia spend more money on sports and leisure than on utilities.

Average Costs Breakdown

13.8%
30%
8.7%
6.7%
4.3%
1.6%
34.8%

Philadelphia, PA: Average Salary, Minimum Wage & Mortgages

The minimum wage in Philadelphia is around 1200$ which is relatively low yet still high enough to be able to cover all of your costs in this important city.

While the average monthly net salary is well over 4900$ which allows for residents of Philadelphia to live without having to worry about their existence, there is always going to be an aspect of dissatisfaction with the influx of money.

If you’re planning on going to Philadelphia for a period of time, you can bring around 2500$ for a month and that should definitely suffice.

Average Salary$4948.15
Minimum Wage$1256.67
Mortgage Interest Rate6.68%

Philadelphia Safety Overview

READ THE FULL REPORT: Philadelphia Safety Review

Safety Index:
60
Philadelphia
  • OVERALL RISK: MEDIUM
  • TRANSPORT & TAXIS RISK: LOW
  • PICKPOCKETS RISK: LOW
  • NATURAL DISASTERS RISK: MEDIUM
  • MUGGING RISK: LOW
  • TERRORISM RISK: LOW
  • SCAMS RISK: LOW
  • WOMEN TRAVELERS RISK: MEDIUM

Cost of Living by City in United States

City Cost of Living Index
United States FlagAlbany, NY 72.4
United States FlagAlbuquerque, NM 72.4
United States FlagAnchorage, AK 72.4
United States FlagAnn Arbor, MI 72.4
United States FlagArlington, TX 72.4
United States FlagAsheville, NC 72.4
United States FlagAtlanta, GA 72.4
United States FlagAustin, TX 72.4
United States FlagBakersfield, CA 72.4
United States FlagBaltimore, MD 72.4
United States FlagBellevue, WA 72.4
United States FlagBellingham, WA 72.4
United States FlagBerkeley, CA 72.4
United States FlagBirmingham, AL 72.4
United States FlagBoise, ID 72.4
United States FlagBoston, MA 72.4
United States FlagBoulder, CO 72.4
United States FlagBrooklyn, NY 72.4
United States FlagBuffalo, NY 72.4
United States FlagBurlington, VT 72.4
United States FlagCharleston, SC 72.4
United States FlagCharlotte, NC 73.33
United States FlagChattanooga, TN 72.4
United States FlagChicago, IL 72.4
United States FlagCincinnati, OH 72.4
United States FlagCleveland, OH 72.4
United States FlagColumbia, SC 72.4
United States FlagColumbus, OH 72.4
United States FlagDallas, TX 72.4
United States FlagDayton, OH 72.4
United States FlagDenver, CO 72.4
United States FlagDes Moines, IA 72.4
United States FlagDetroit, MI 72.4
United States FlagEl Paso, TX 72.4
United States FlagEugene, OR 72.4
United States FlagEverett, WA 72.4
United States FlagFayetteville, AR 72.4
United States FlagFort Myers, FL 72.4
United States FlagFort Wayne, IN 72.4
United States FlagFort Worth, TX 72.4
United States FlagFresno, CA 74.2
United States FlagGainesville, FL 74.2
United States FlagGrand Rapids, MI 74.2
United States FlagGreensboro, NC 74.2
United States FlagHartford, CT 74.2
United States FlagHonolulu, HI 74.2
United States FlagHouston, TX 74.2
United States FlagHuntsville, AL 74.2
United States FlagIndianapolis, IN 74.2
United States FlagIrvine, CA 74.2
United States FlagJacksonville, FL 74.2
United States FlagJersey City, NJ 74.2
United States FlagKansas City, MO 74.2
United States FlagKnoxville, TN 74.2
United States FlagLas Vegas, NV 74.2
United States FlagLexington, KY 74.2
United States FlagLittle Rock, AR 74.2
United States FlagLong Beach, CA 74.2
United States FlagLos Angeles, CA 74.2
United States FlagLouisville, KY 74.2
United States FlagLubbock, TX 74.2
United States FlagMadison, WI 74.2
United States FlagMemphis, TN 74.2
United States FlagMiami, FL 74.2
United States FlagMilwaukee, WI 74.2
United States FlagMinneapolis, MN 74.2
United States FlagNashville, TN 74.2
United States FlagNew Orleans, LA 74.2
United States FlagNew York, NY 74.2
United States FlagOakland, CA 74.2
United States FlagOklahoma City, OK 74.2
United States FlagOlympia, WA 74.2
United States FlagOrlando, FL 74.2
United States FlagPeoria, IL 72.4
United States FlagPhoenix, AZ 72.4
United States FlagPittsburgh, PA 72.4
United States FlagPortland, ME 72.4
United States FlagPortland, OR 72.4
United States FlagRaleigh, NC 72.4
United States FlagReno, NV 72.4
United States FlagRichmond, VA 74.2
United States FlagRochester, NY 74.2
United States FlagSacramento, CA 74.2
United States FlagSaint Louis, MO 74.2
United States FlagSaint Paul, MN 74.2
United States FlagSaint Petersburg, FL 74.2
United States FlagSalem, OR 74.2
United States FlagSalt Lake City, UT 74.2
United States FlagSan Antonio, TX 74.2
United States FlagSan Diego, CA 74.2
United States FlagSan Francisco, CA 74.2
United States FlagSan Jose, CA 74.2
United States FlagSanta Barbara, CA 74.2
United States FlagSanta Rosa, CA 74.2
United States FlagSeattle, WA 74.2
United States FlagSpokane, WA 74.2
United States FlagSpringfield, MO 74.2
United States FlagSyracuse, NY 74.2
United States FlagTacoma, WA 74.2
United States FlagTallahassee, FL 74.2
United States FlagTampa, FL 74.2
United States FlagToledo, OH 74.2
United States FlagTucson, AZ 74.2
United States FlagTulsa, OK 74.2
United States FlagVancouver, WA 74.2
United States FlagVirginia Beach, VA 74.2
United States FlagWashington, DC 74.2
United States FlagWest Palm Beach, FL 74.2
United States FlagWichita, KS 74.2

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Cost of Living - Country Index Cost of Living - City Index

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