Cost of Living in Derby, United Kingdom

Updated On February 19, 2026
Derby, England, UK - People shopping in Iron Gate in the centre of the city.
Cost of Living Index:
61.5
* Based on Research & User Data

How Much Does It Cost to Live in Derby?

The United Kingdom is an ideal place for living for many people who dream about coming here.

The range of experiences on offer makes this country a hugely popular destination.

However, it is known that this is a very expensive country, and choosing a less expensive city for a permanent move would be a wise decision.

That is why Derby can be on your list of possible affordable cities to settle in the United Kingdom.

Cost of Living Breakdown in Derby

Restaurants

RESTAURANTS

Derby is a great affordable place to live and this affordability includes restaurant prices among other expenses.

A decent meal can be found at the price of $18, and the alcohol is not as expensive as in London.

You can always choose more posh restaurants if your budget allows you that.

Average Restaurant Prices
Meal (Inexpensive Restaurant) $18.05
Domestic Beer (0.5 Liter) $3.61
Water (0.33 Liter) $1.34
Markets

MARKETS

It should not come as surprise to learn that food is the most expensive thing in Derby.

Actually, it will take you the most of your monthly salary and wise shopping is essential if you want to put some money aside.

Savvy people would follow the shopping habits of citizens who know the least expensive stores.

Average Market Prices
Milk (1 Liter) $0.99
Loaf Bread (500g) $1.26
Eggs (12) $2.53
Transportation

TRANSPORTATION

Traveling by car can be often fairly slow, which on one hand will cause you to lose your time and money and on the other, will make public transportation a smart choice.

The public transportation network here is extensive, and the ticket prices are affordable, especially if you take a monthly pass.

Average Transport Prices
One Way Ticket $3.37
Monthly Pass $69.80
Gasoline $1.86
Utilities

UTILITIES (MONTHLY)

Even though Derby is recognized for being one of the most affordable places to live in the United Kingdom, the utility prices are not as much affordable as you might expect.

They are rather the same as in many other major cities here, around $280 per month.

Average Utilities Prices
Basic (Water, Electricity, Garbage, Heating, Cooling) $276.15
1 min. of Prepaid Mobile Tariff Local $0.14
Internet (Unlimited Data, Cable/ADSL) $34.5
Sports and leisure

SPORTS & LEISURE

While basic expenses, like rent and food, take pretty much money, there is not much left for non-essential activities in your leisure time.

However, on one hand, there are people who would rather spend money in restaurants and on the other, who prefer sports and entertainment.

Average Leisure Prices
Fitness Club, Monthly Fee for 1 Adult $32.04
Tennis Court Rent (1 Hour) $10.43
Cinema, 1 Seat, International Release $10.83
Clothing and shoes

CLOTHING & SHOES

While there are some great inexpensive things here, there are some pricey ones, too.

This refers to designer clothing which is almost as expensive as in the capital city.

Those who earn the average salary would be able to afford it, while people with the minimum wage would rather consider buying a low-cost one.

Average Clothing Prices
1 Pair of Jeans (Levis 501 Or Comparable) $67.40
1 Summer Dress in a Chain Store (Zara, etc...) $35.70
1 Pair of Adidas Walking Shoes (Mid-Range) $60.48
Rent per month

RENT PER MONTH

When it comes to housing prices, you can compare Derby to the cheapest and most expensive places around the United Kingdom and find that it is definitely among the most affordable ones.

A three-bedroom apartment in the city center for less than $1200 is impossible to find in the majority of the United Kingdom’s cities.

Average Rent Prices
Apartment (1 bedroom) in City Center $661.92
Apartment (1 bedroom) Outside of Center $600.75
Apartment (3 bedrooms) in City Center $1243.62

How Does the Average Person Spend Their Money in Derby?

By taking a look at the possible spending in Derby, you might find out what your costs would be once coming there.

This data is based on how much money an average Derby citizen spends on each category and it might differ from person to person.

However, this would help you determine the amount you would need to earn to pay rent and utilities, buy food and commute to work.

All the other expenses are not essential for a living and can be avoided in case the budget cannot cover them.

Average Costs Breakdown

16.9%
29.6%
13.5%
9.6%
4.6%
2.2%
23.7%

Derby: Average Salary, Minimum Wage & Mortgages

Average Salary$2341.81
Minimum Wage$1952.7
Mortgage Interest Rate3.81%

Cost of Living by City in United Kingdom

City Cost of Living Index
United Kingdom FlagAberdeen 73.02
United Kingdom FlagBath 74.48
United Kingdom FlagBelfast 62.42
United Kingdom FlagBirmingham 64.46
United Kingdom FlagBrighton 69.54
United Kingdom FlagBristol 69.58
United Kingdom FlagCambridge 72.6
United Kingdom FlagCardiff 62.12
United Kingdom FlagCoventry 66.31
United Kingdom FlagEdinburgh 61.5
United Kingdom FlagExeter 66.56
United Kingdom FlagGlasgow 66.5
United Kingdom FlagLeeds 68.26
United Kingdom FlagLeicester 65.59
United Kingdom FlagLiverpool 62
United Kingdom FlagLondon 81.31
United Kingdom FlagManchester 69.86
United Kingdom FlagMilton Keynes 78.5
United Kingdom FlagNewcastle upon Tyne 62.76
United Kingdom FlagNorwich 64.95
United Kingdom FlagNottingham 67.05
United Kingdom FlagOxford 72.6
United Kingdom FlagPeterborough 41.93
United Kingdom FlagPlymouth 70.02
United Kingdom FlagPortsmouth 71.04
United Kingdom FlagReading 76.73
United Kingdom FlagSheffield 62.64
United Kingdom FlagSouthampton 63.73
United Kingdom FlagSwindon 69.92
United Kingdom FlagYork 69.33

Where to Next?

Or, browse the country/city indexes:

Cost of Living - Country Index Cost of Living - City Index

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