Cost of Living in Liverpool, United Kingdom

Updated On May 10, 2022

How Much Does It Cost to Live In Liverpool?

The majority of people who decided to move to the United Kingdom want to find the place which has a lot to offer, meaning job opportunities, architectural history, great shopping and affordable accommodation and transport and at the same time, high standard of living.

Liverpool is the city which can satisfy the majority of the above mentioned desires, as this is a city widely accepted as one of the best cities to live in the United Kingdom.

Cost of Living Index:
62
* Based on Research & User Data
Restaurants

RESTAURANTS

The variety of restaurants throughout the city can satisfy each person’s taste and budget as there is a mix of different cuisines to feed your senses.

However, the dining in an international restaurant would cost quite a lot, in comparison to those which serve domestic food.

Markets

MARKETS

The cost of food and drink in Liverpool does not exceed the average for United Kingdom prices.

You will be able to buy a liter of milk and a loaf of bread for $1.20 each.

Your monthly shopping is better to be done at the markets and discounted supermarkets, so as to save some amount of money on this.

Transportation

TRANSPORTATION

Due to the great bus network, you will be able to reaches all parts of the city and surrounding areas without much trouble and without paying too much.

The monthly pass is around $85, while you will need much more if you decide to commute by car.

Utilities

UTILITIES (MONTHLY)

While some other major cities have quite high utilities prices, this is not the case in Liverpool.

The basic utilities for a two-bedroom apartment in the city center will cost you around $156 per month on average, but bear in mind that the larger apartment and family will cause the bills to grow.

Sports and leisure

SPORTS & LEISURE

Once the working day is finished, as a Liverpool resident you will be able to choose among many ways of entertainment to occupy your day.

Sports people would enjoy doing exercises for only $33, while cinema lovers would need to devote around $12 for the latest release.

Clothing and shoes

CLOTHING & SHOES

If you have got a young people in your family, then buying clothing would be one of important expenses.

People who want to wear expensive designers’ items would have to pay much more than those who are satisfied with the low cost apparel.

Rent per month

RENT PER MONTH

Property within Liverpool is expected to be more expensive, but fortunately, that is not the case.

The situation is very similar to most cities in the world, meaning that the apartments in the city center are more expensive than those in the suburban areas.

Cost of Living Averages Table for Liverpool

*Note: All prices are indicated in USD.
Average Restaurant Prices
Meal (Inexpensive Restaurant)$13.05
Domestic Beer (0.5 Liter)$3.92
Water (0.33 Liter)$1.17
Average Market Prices
Milk (1 Liter)$1.19
Loaf Bread (500g)$1.20
Eggs (12)$2.06
Average Transport Prices
One Way Ticket$3
Monthly Pass$85.13
Gasoline$1.61
Average Utilities Prices
Basic (Water, Electricity, Garbage, Heating, Cooling)$156.10
1 min. of Prepaid Mobile Tariff Local$0.25
Internet (Unlimited Data, Cable/ADSL)$36.55
Average Leisure Prices
Fitness Club, Monthly Fee for 1 Adult$33.38
Tennis Court Rent (1 Hour)$11.63
Cinema, 1 Seat, International Release$11.75
Average Clothing Prices
1 Pair of Jeans (Levis 501 Or Comparable)$72.50
1 Summer Dress in a Chain Store (Zara, etc...)$39.94
1 Pair of Adidas Walking Shoes (Mid-Range)$83.60
Average Rent Prices
Apartment (1 bedroom) in City Center$859.56
Apartment (1 bedroom) Outside of Center$609.97
Apartment (3 bedrooms) in City Center$1328.81

How Does the Average Person Spend Their Money in Liverpool?

Considering the fact that the rent will be the major expense of a newcomer, who is unable to buy its own property, renting an apartment out of the city center is the best solution.

Even though, the average rental costs are low when compared to other cities in the United Kingdom, a city center apartment would cost you much more than a suburban apartment.

Residents tend to spend more than 15% in restaurants, which can also be reduced if you have to live on the budget.

Average Costs Breakdown

15.7%
26.9%
14.7%
7.9%
5.3%
2.7%
26.7%

Liverpool: Average Salary, Minimum Wage & Mortgages

Liverpool is an attractive city to many newcomers due to the average cost of living, related to the not so high priced property and living costs, and relatively high incomes.

People come here to look for a brighter future linked to having a better job, and the city has offers from numerous major companies.

The employment prospects are huge, but what you have to bear in mind is that the wages play important role, as you will need to earn salary high enough to cover all the expenses.

Average Salary$2346.26
Minimum Wage$1659.2
Mortgage Interest Rate3.07%

Liverpool Safety Overview

READ THE FULL REPORT: Liverpool Safety Review

Safety Index:
56
  • OVERALL RISK: MEDIUM
  • TRANSPORT & TAXIS RISK: LOW
  • PICKPOCKETS RISK: MEDIUM
  • NATURAL DISASTERS RISK: LOW
  • MUGGING RISK: LOW
  • TERRORISM RISK: HIGH
  • SCAMS RISK: MEDIUM
  • WOMEN TRAVELERS RISK: LOW

Cost of Living by City in Liverpool

CityCost of Living Index
Aberdeen73.02
Bath74.48
Belfast62.42
Birmingham64.46
Brighton69.54
Bristol69.58
Cambridge72.6
Cardiff62.12
Coventry66.31
Derby61.5
Edinburgh61.5
Exeter66.56
Glasgow66.5
Leeds68.26
Leicester65.59
London81.31
Manchester69.86
Milton Keynes78.5
Newcastle upon Tyne62.76
Norwich64.95
Nottingham67.05
Oxford72.6
Peterborough41.93
Plymouth70.02
Portsmouth71.04
Reading76.73
Sheffield62.64
Southampton63.73
Swindon69.92
York69.33

Where to Next?

See these related locations:

Or, browse the country/city indexes:

Cost of Living - Country Index Cost of Living - City Index

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