Cost of Living in Ludhiana, India

Updated On May 10, 2022

How Much Does It Cost to Live In Ludhiana?

Ludhiana is a very green and atmospheric city in India.

This is one of those places where you want to spend your weekend and witness the beauty of nature around.

Surprisingly, Ludhiana is one of the most polluted cities in the world.

Nevertheless, the city attracts multiple businesses like bicycle manufacturers and car parts producers.

The IT guys develop software here.

This city has lots of great places for shopping, relaxation, walking, and recreation.

Besides, this is the city of students and medical tourists.

Ludhiana offers inexpensive rental property, food, and leisure activities.

Cost of Living Index:
* Based on Research & User Data


The fast-food fans will be happy to know that the prices for combo meals at McDonald’s and similar fast food establishments are only $3.60.

The three-course meal for two persons in a mid-range restaurant cost $11.45.

As for the beverages, you can choose some domestic beer ($1.73) or imported beer ($2.88), regular cappuccino ($1.50), or Pepsi ($0.40).



An average citizen of Ludhiana needs around $40 to buy all the necessary goods at the street market, including cigarettes and wine.

The prices for vegetables and fruits are very low.

For instance, you can buy a kilo of potato at $0.29, or a kilo of bananas at $0.77.

The prices for these products are average and they can differ, of course, depending on the place where you buy themю



Taxi in Ludhiana is considered expensive.

A local citizen pays as much as $0.17 for one kilometer, while an hour of waiting is $1.15 and the taxi start is another $0.72.

The prices for new cards in Ludhiana are similar to the rest of the Indian states, and you can buy either a new Volkswagen or Toyota with the difference of $10,000.

Certainly, you can choose any other car which suits you best.



The mobile connection seems to be the most consistent thing in terms of price among the Indian cities in different states.

A minute of the prepaid mobile tariff is $0.01.

The unlimited data Internet at the speed of 60 Mbps or more provided via cable or by ADSL connection costs $14.91 per month on average.

Sports and leisure


In Ludhiana, you can go to the skating rink, visit the annual sports festival called Mini Olympics, do athletics or just walk around to find a traditional fitness club, tennis court or stadium.

Leisure Valley and Rose Garden are the favorite places of locals to walk and have rest.

The cinema-goers watch international release movies at $2.86 per seat.

Clothing and shoes


Some significant issues in the shopping areas in Ludhiana are crowded walking and parking zones.

Despite this, there are some really good and inexpensive shopping malls where you can find your favorite chain stores or buy new clothes and shoes by young designers, as well as the traditional articles to enrich your wardrobe.

Rent per month


Monthly rent for a three-bedroom apartment outside the urban area is very low.

This is due to the fact that the accommodation is situated far from the main attractions, the old city, and the malls.

The average price for this type of apartment is $161.29 per month without rent.

As for the one-bedroom apartments, they are usually rented out at $95.69 in the city center and at $45.70 in the rural area.

Cost of Living Averages Table for Ludhiana

*Note: All prices are indicated in USD.
Average Restaurant Prices
Meal (Inexpensive Restaurant)$3.07
Domestic Beer (0.5 Liter)$1.71
Water (0.33 Liter)$0.22
Average Market Prices
Milk (1 Liter)$0.68
Loaf Bread (500g)$0.36
Eggs (12)$0.93
Average Transport Prices
One Way Ticket$0.14
Monthly Pass$6.78
Average Utilities Prices
Basic (Water, Electricity, Garbage, Heating, Cooling)$56.35
1 min. of Prepaid Mobile Tariff Local$0.01
Internet (Unlimited Data, Cable/ADSL)$14.91
Average Leisure Prices
Fitness Club, Monthly Fee for 1 Adult$14.64
Tennis Court Rent (1 Hour)$5.71
Cinema, 1 Seat, International Release$2.86
Average Clothing Prices
1 Pair of Jeans (Levis 501 Or Comparable)$35.70
1 Summer Dress in a Chain Store (Zara, etc...)$42.84
1 Pair of Adidas Walking Shoes (Mid-Range)$54.75
Average Rent Prices
Apartment (1 bedroom) in City Center$95.69
Apartment (1 bedroom) Outside of Center$45.70
Apartment (3 bedrooms) in City Center$271.35

How Does the Average Person Spend Their Money in Ludhiana?

The least money goes to clothing and shoes.

This is traditional and normal for most of the cities and states in India, as soon as the weather is fine most of the time, the outwear is not necessary and the prices are awesome.

The larger portion of the money is for sports and leisure, transportation, and restaurants.

Those who prefer an authentic Indian style in everything from clothes and shoes to food products, usually go to the markets and buy things.

The locals save 42.5% of the money to give them away again on gasoline, taxis, and rickshaws.

In percentage, the utilities cost 7.9% of the total income, the monthly rent is 11.5%, and the restaurants get 14.3% of an average person’s money plus tips.

Average Costs Breakdown


Ludhiana: Average Salary, Minimum Wage & Mortgages

The average salary in Ludhiana is $357.04 and this amount of money is regularly received by computer operators, engineers, accountants, marketing executives, and operation managers.

India is on the list of countries with the lowest minimum salary.

The minimum wage is officially fixed at $54.5, although not all of the states in India keep to the rules and the figures.

That is why there are a few regional commissions which are called to check the minimum prices and do not allow their decrease.

Taking into account this figure, we can admit that the minimum wage of a worker in Indian should not go anywhere below $54.5.

Sure, the minimum wage can be enough to go to the market once or twice, and this is absolutely impossible to rent a flat or buy one at the mortgage.

The interest rate is 9.17% yearly for 20 years.

Average Salary$357.04
Minimum Wage$54.5
Mortgage Interest Rate9.17%

Cost of Living by City in Ludhiana

CityCost of Living Index
Lucknow (Lakhnau)24.75
Navi Mumbai19.3

Where to Next?

See these related locations:

Or, browse the country/city indexes:

Cost of Living - Country Index Cost of Living - City Index

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