Cost of Living in Ludhiana, India

Updated On February 20, 2026
Ludhiana, punjab, india, 14th june 2020 : View of the colonial heritage building of the ludhiana railway station
Cost of Living Index:
27.17
* Based on Research & User Data

How Much Does It Cost to Live in Ludhiana?

Ludhiana is a very green and atmospheric city in India.

This is one of those places where you want to spend your weekend and witness the beauty of nature around.

Surprisingly, Ludhiana is one of the most polluted cities in the world.

Nevertheless, the city attracts multiple businesses like bicycle manufacturers and car parts producers.

The IT guys develop software here.

This city has lots of great places for shopping, relaxation, walking, and recreation.

Besides, this is the city of students and medical tourists.

Ludhiana offers inexpensive rental property, food, and leisure activities.

Cost of Living Breakdown in Ludhiana

Restaurants

RESTAURANTS

The fast-food fans will be happy to know that the prices for combo meals at McDonald’s and similar fast food establishments are only $3.60.

The three-course meal for two persons in a mid-range restaurant cost $11.45.

As for the beverages, you can choose some domestic beer ($1.73) or imported beer ($2.88), regular cappuccino ($1.50), or Pepsi ($0.40).

Average Restaurant Prices
Meal (Inexpensive Restaurant) $3.07
Domestic Beer (0.5 Liter) $1.71
Water (0.33 Liter) $0.22
Markets

MARKETS

An average citizen of Ludhiana needs around $40 to buy all the necessary goods at the street market, including cigarettes and wine.

The prices for vegetables and fruits are very low.

For instance, you can buy a kilo of potato at $0.29, or a kilo of bananas at $0.77.

The prices for these products are average and they can differ, of course, depending on the place where you buy themю

Average Market Prices
Milk (1 Liter) $0.68
Loaf Bread (500g) $0.36
Eggs (12) $0.93
Transportation

TRANSPORTATION

Taxi in Ludhiana is considered expensive.

A local citizen pays as much as $0.17 for one kilometer, while an hour of waiting is $1.15 and the taxi start is another $0.72.

The prices for new cards in Ludhiana are similar to the rest of the Indian states, and you can buy either a new Volkswagen or Toyota with the difference of $10,000.

Certainly, you can choose any other car which suits you best.

Average Transport Prices
One Way Ticket $0.14
Monthly Pass $6.78
Gasoline $1.07
Utilities

UTILITIES (MONTHLY)

The mobile connection seems to be the most consistent thing in terms of price among the Indian cities in different states.

A minute of the prepaid mobile tariff is $0.01.

The unlimited data Internet at the speed of 60 Mbps or more provided via cable or by ADSL connection costs $14.91 per month on average.

Average Utilities Prices
Basic (Water, Electricity, Garbage, Heating, Cooling) $56.35
1 min. of Prepaid Mobile Tariff Local $0.01
Internet (Unlimited Data, Cable/ADSL) $14.91
Sports and leisure

SPORTS & LEISURE

In Ludhiana, you can go to the skating rink, visit the annual sports festival called Mini Olympics, do athletics or just walk around to find a traditional fitness club, tennis court or stadium.

Leisure Valley and Rose Garden are the favorite places of locals to walk and have rest.

The cinema-goers watch international release movies at $2.86 per seat.

Average Leisure Prices
Fitness Club, Monthly Fee for 1 Adult $14.64
Tennis Court Rent (1 Hour) $5.71
Cinema, 1 Seat, International Release $2.86
Clothing and shoes

CLOTHING & SHOES

Some significant issues in the shopping areas in Ludhiana are crowded walking and parking zones.

Despite this, there are some really good and inexpensive shopping malls where you can find your favorite chain stores or buy new clothes and shoes by young designers, as well as the traditional articles to enrich your wardrobe.

Average Clothing Prices
1 Pair of Jeans (Levis 501 Or Comparable) $35.70
1 Summer Dress in a Chain Store (Zara, etc...) $42.84
1 Pair of Adidas Walking Shoes (Mid-Range) $54.75
Rent per month

RENT PER MONTH

Monthly rent for a three-bedroom apartment outside the urban area is very low.

This is due to the fact that the accommodation is situated far from the main attractions, the old city, and the malls.

The average price for this type of apartment is $161.29 per month without rent.

As for the one-bedroom apartments, they are usually rented out at $95.69 in the city center and at $45.70 in the rural area.

Average Rent Prices
Apartment (1 bedroom) in City Center $95.69
Apartment (1 bedroom) Outside of Center $45.70
Apartment (3 bedrooms) in City Center $271.35

How Does the Average Person Spend Their Money in Ludhiana?

The least money goes to clothing and shoes.

This is traditional and normal for most of the cities and states in India, as soon as the weather is fine most of the time, the outwear is not necessary and the prices are awesome.

The larger portion of the money is for sports and leisure, transportation, and restaurants.

Those who prefer an authentic Indian style in everything from clothes and shoes to food products, usually go to the markets and buy things.

The locals save 42.5% of the money to give them away again on gasoline, taxis, and rickshaws.

In percentage, the utilities cost 7.9% of the total income, the monthly rent is 11.5%, and the restaurants get 14.3% of an average person’s money plus tips.

Average Costs Breakdown

14.3%
42.5%
13.2%
7.9%
5.8%
4.7%
11.5%

Ludhiana: Average Salary, Minimum Wage & Mortgages

The average salary in Ludhiana is $357.04 and this amount of money is regularly received by computer operators, engineers, accountants, marketing executives, and operation managers.

India is on the list of countries with the lowest minimum salary.

The minimum wage is officially fixed at $54.5, although not all of the states in India keep to the rules and the figures.

That is why there are a few regional commissions which are called to check the minimum prices and do not allow their decrease.

Taking into account this figure, we can admit that the minimum wage of a worker in Indian should not go anywhere below $54.5.

Sure, the minimum wage can be enough to go to the market once or twice, and this is absolutely impossible to rent a flat or buy one at the mortgage.

The interest rate is 9.17% yearly for 20 years.

Average Salary$357.04
Minimum Wage$54.5
Mortgage Interest Rate9.17%

Cost of Living by City in India

City Cost of Living Index
India FlagAhmedabad 24.24
India FlagBangalore 26.83
India FlagBhopal 22.37
India FlagBhubaneswar 22.4
India FlagChandigarh 26
India FlagChennai 25.2
India FlagCoimbatore 22.38
India FlagDelhi 28.67
India FlagGoa 24.34
India FlagGurgaon 30.71
India FlagGuwahati 22.68
India FlagHyderabad 23.59
India FlagIndore 25.4
India FlagJaipur 25.46
India FlagKochi 21.73
India FlagKolkata 24.8
India FlagLucknow (Lakhnau) 24.75
India FlagMangalore 22.4
India FlagMumbai 29.03
India FlagMysore 22.4
India FlagNagpur 22.76
India FlagNavi Mumbai 19.3
India FlagNoida 28.55
India FlagPune 27.41
India FlagSurat 23.77
India FlagThane 25.31
India FlagThiruvananthapuram 19.26
India FlagVadodara 22.28
India FlagVisakhapatnam 21.52

Where to Next?

Or, browse the country/city indexes:

Cost of Living - Country Index Cost of Living - City Index

4 Reviews on Ludhiana

  1. It’s interesting how a place can have such a mix of qualities. On one hand, you’ve got this beautiful green scenery and a vibrant community, but then you hear about the pollution. I suppose that’s a trade-off for the growth and opportunities there. The low cost of living is definitely a big plus for students and young professionals, though! Makes you wonder how they balance everything out.

  2. Ludhiana sounds like the ultimate bargain destination! Who knew you could be surrounded by nature and snag a good deal on rent and food while doing it? If the pollution comes free of charge, I might just have to book a ticket for the weekend fun and take my chances!

  3. It’s heartbreaking to hear how pollution can overshadow the beauty of a place like Ludhiana, especially when it has so much potential. The contrast between its vibrant atmosphere and the environmental challenges really makes you think about the cost of progress. I hope more awareness and action can help preserve its charm for future generations.

  4. It’s interesting to see how a city with such pollution is also a hub for businesses and students. The affordable cost of living must make it even more appealing for those looking to settle down or visit.

Ludhiana Rated 4 / 5 based on 4 user reviews.

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