Cost of Living in Texas Cities: These Are the Top 5

Updated On October 6, 2023
Texas Dallas city view

After Alaska – here it comes Texas, the second largest state of the territory of the United States.

Also, it is in second place by most high population, just after California.

It has a location in the south-central area of America.

The state of Texas borders with Louisiana, Oklahoma, New Mexico, Chihuahua, Nuevo León, Tamaulipas and Coahuila.

In This “Lone Star State” (a nickname for Texas), the capital and the most populated city is Austin.

This state is also known for its tasty barbeque, hot weather, vibrant nightlife with live music, and so more.

We have prepared this post for you about the cost of living in this spectacular state of Texas.

Moreover, we have discovered in detail which cities are the most expensive for living here.

The Cost of Living in This State

In general, all the living cost in Texas is affordable.

Definitely, what makes the living cost in Texas cheap are reasonable prices for housing and renting.

Therefore, you will indeed be able to live and buy a home here without having an enormous impact on your financial budget.

The regular home prices are around $225,300, in a much cheaper area.

However, if you are looking to move into the capital city, or other expensive cities like Houston, Dallas, or San Antonio, that price will be more than $410,000.

On the other side, renting prices are likewise below the national standard prices for renting.

As so, the usual one-bedroom apartment could cost not above $1,000 on a monthly rank.

Then again, this price could vary, depending on which city you are looking to move in.

E.g., in a smaller town, this price is around $700, while in most famous cities, that price could rise to an enormously $1,400 for just a one-bedroom apartment.

Utility Costs

Even though we have said that Texas has pretty warm weather- that does not bother utility costs.

In fact, even if air conditioning is on all summer – the energy bills are not so heightened.

Hence, the typical resident in Texas pays only $390 for utility costs like cable, water, electricity, garbage, and natural gas.

As we know, for typical Americans, this price is around $430.

Consequently is good to know that Texas is in the top ten states with having low utility expenses, besides its hot temperature.

Food Costs

Speaking of foods in Texas is beyond belief, not to mention the traditional way of cooking meat – Texan Barbeque.

You can enjoy eating delicious meat smoking with different BBQ varieties.

And all that for a pretty low price.

Additionally, the typical person who lives in Texas spends around $300 on groceries, on monthly basics.

That leads to the conclusion that groceries are much $19 lower than the national standard prices for groceries.

However, eating out has an expensive cost.

Having dinner or lunch in a famous restaurant across Texas State is pretty expensive.

Transportation Costs

In this large and populated state, there is no wonder why transportation costs are highly costly.

You can see that besides its low cost of living here, the transport expenses are not very affordable.

In fact, the gas prices are not the highest, but they are not the most inexpensive either.

However, insuring a car in the Lone Star State is more than the national standard prices, and it is a high price.

As for using public transportation, the prices vary depending on each city we are talking.

In less populated cities, the monthly transport ticker is not much than $55.

But, this price in the most expensive cities in Texas – is almost $100.

The Most Expensive Cities in Texas

After we have seen the cost of living in this state, from housing costs to transportation expenses, let’s take a look at the most expensive cities in Texas – Austin, Houston, Dallas, San Antonio, and Fort Worth.


Austin is the capital city of the Lone Star State.

It is famous for its legendary music scene and particular cowboy culture.

Although Austin ranks in the top five most expensive cities in Texas, it is still more affordable to live in than other major cities across the U.S, such as New York, San Fransisco, or Seattle.

Houses in Austin costs a fascinating $460,900, which is twice the national standard prices for homes.

As for renting, the average cost for studios rates between $900-$1000.

Even more, utility expenses are much higher than in the whole state.

Monthly bills, including water, garbage, electricity, and gas, cost around $400.

And the most importantly – the food prices.

Meals in a restaurant go from $16 to $36 per one person, which is sort of similar to the most expensive cities in the U.S, like San Fransico and Washington, D.C.

But, the food prices in supermarkets are undoubtedly below the national standards.


In the city of Houston, you will be surprised by the food prices in supermarkets.

Those prices make the living cost here much expensive.

For instance, a loaf of fresh bread is roughly $3.25, a gallon of milk is $2.45, and a 12inch pizza hut is $10 up.

As for housing and renting prices, they are kind of cheaper than in Austin.

For example, the typical home price is around $300,000, while the average rent for a two-bedroom apartment is $1,460.

Leisure activities are highly costed in this city.

One yoga class is not less than $20, while a movie ticker for one seat is much more than $10.

San Antonio

San Antonio is in the south-central state of Texas.

It is one of the biggest cities in this state, and the most expensive one, just like Austin and Houston.

Although the regular cost of living is below the national standard, it is still high for Texas.

Hence, in this city, you can not eat a fast food meal in McDonald less than $6.

Other prices for usual living, such as transportation and housing – are pretty expensive.


In Dallas, the housing costs are 6.5% higher than the standard norms.

So are utility expenditures.

In detail, the utility bill per one person in Dallas can be more than $155, while for a family, it costs $350.

Having a regular dinner in a restaurant for two people – the bill you can be maybe more than $70.

However, Dallas has many gorgeous attractions that need to be visited, so who has in mind this high cost of living here?

Fort Worth

The last one is – Fort Worth.

This city is in 5th place by a large area in Texas, and it is in the top list of the five most expensive cities in this state.

All things for a living are slightly expensive if we compare them to the other cities in Texas.

But, generally speaking, it is pretty low cost if we compare it to the other cities across the United States.

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2 Comments on Cost of Living in Texas Cities: These Are the Top 5

  1. Texas is a large and diverse state with affordable living costs, but some cities like Austin, Houston, San Antonio, Dallas and Fort Worth have higher expenses for housing, utilities and food.

  2. B
    Braylon says:

    Despite the higher cost of living in cities like Austin and Dallas, Texas offers affordable housing options, reasonable utility costs despite hot weather, delicious BBQ at low prices and manageable transportation expenses making it a great place to live.

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