Cost of Living in Australia

Updated On February 11, 2026
Downtown Sydney before Sunrise
Cost of Living Index:
75.3
* Based on Research & User Data

How Much Does It Cost to Live in Australia?

Believing that it is a paradise on Earth, people all around the world often dream of moving to and settling in Australia.

Whether it is because of the sun, sea, and surfing, or due to the high living standards, what you need to know before traveling there is how much money you need to cover the basic expenses.

Australia used to be and still is an attractive destination for people all over the globe, as they will be earning a good salary, but spending less than you can imagine or expect.

Cost of Living Breakdown in Australia

Restaurants

RESTAURANTS

If you want to enjoy yourself in Australia, you should think about visiting and dining in any of its restaurants.

The prices are reasonable when compared to the monthly wage, but not at all appropriate for tourists coming from countries with an average monthly net salary of $200.

That is why many of them decide to prepare a home-cooked meal made of groceries bought at the local markets.

Average Restaurant Prices
Meal (Inexpensive Restaurant) $15.36
Domestic Beer (0.5 Liter) $6.28
Water (0.33 Liter) $2.18
Markets

MARKETS

The food, fruit, and vegetable prices at local markets are rather affordable.

The price of bread and eggs might be slightly higher than elsewhere in the world, but that is not unusual for Australia.

It is interesting that you might spend $6 or even more for a cup of coffee there.

Average Market Prices
Milk (1 Liter) $1.43
Loaf Bread (500g) $2.23
Eggs (12) $3.77
Transportation

TRANSPORTATION

Australia has amazing public transportation, but to be able to use it you will need to pay relatively high transport costs.

Even though it is not in the first place based on the expense and there are places where transportation prices are even higher, a monthly transport ticket can cost up to $107 in some cities in Australia.

Average Transport Prices
One Way Ticket $3.14
Monthly Pass $107.91
Gasoline $1.40
Utilities

UTILITIES (MONTHLY)

With the average monthly salary in Australia, the prices of utilities are not considered high.
However, when compared to the salaries in other countries, giving $191 a month for basic services would be taken as impossible to manage.
Phone calls are cheap and reasonable, while the Internet is extremely expensive.
Average Utilities Prices
Basic (Water, Electricity, Garbage, Heating, Cooling) $191.93
1 min. of Prepaid Mobile Tariff Local $0.42
Internet (Unlimited Data, Cable/ADSL) $57.21
Sports and leisure

SPORTS & LEISURE

Australians are very fond of sports and outdoor activities and they promote a healthy lifestyle while enjoying walking, running, and cycling.

Prices for monthly fitness fees are rather low and they differ from city to city in Australia, but generally speaking, they are fully affordable even to those who earn minimum wages.

Average Leisure Prices
Fitness Club, Monthly Fee for 1 Adult $49.82
Tennis Court Rent (1 Hour) $15.92
Cinema, 1 Seat, International Release $13.96
Clothing and shoes

CLOTHING & SHOES

Due to the higher living standards, the prices of clothing and shoes are a bit higher than in some less developed countries.
It is somehow a normal situation and when compared to the average net salaries of Australian citizens, they are not too high.
Designer clothes are expensive, no matter how high the living standards are, and the same situation is in Australia.
Average Clothing Prices
1 Pair of Jeans (Levis 501 Or Comparable) $77.49
1 Summer Dress in a Chain Store (Zara, etc...) $48.97
1 Pair of Adidas Walking Shoes (Mid-Range) $110.68
Rent per month

RENT PER MONTH

The rent takes a lot of money and it is always more expensive to rent an apartment in huge cities like Sydney or Melbourne than in some areas out of the city center.

Monthly rent for accommodation can be even $1,499 in the city center and less expensive outside of the urban areas.

Average Rent Prices
Apartment (1 bedroom) in City Center $1499
Apartment (1 bedroom) Outside of Center $1172.62
Apartment (3 bedrooms) in City Center $2549.36
Healthcare

HEALTHCARE

Australia’s public system covers most hospital and primary care services, funded through general taxes and a Medicare levy of about 2 percent of income.

Private health insurance premiums average around 150 to 250 USD per month for a single adult and 300 to 450 USD for families.

Out-of-pocket costs typically range from 1,200 to 2,000 USD per person per year, mainly for dental care, specialists, and gap fees.

With average monthly salaries above 4,500 USD, healthcare is generally affordable relative to income.

Education

EDUCATION

Public primary and secondary schools do not charge compulsory government tuition for domestic students, but families often pay voluntary fees, uniforms, excursions, and supplies that can amount to several thousand dollars per year.

Private schools charge official tuition that can range from several thousand to $20,000 or more per year.

For higher education, domestic students at public universities pay an average of about $5,000 per year for a bachelor’s program and around $9,500 per year for a master’s program.

Private universities may average roughly $11,000 per year.

International university students often pay much more, frequently $20,000 to $28,000 or higher per year.

Typical additional student costs include textbooks and daily living expenses.

Despite higher average incomes, education costs remain a major household budget item.

How Does the Average Person Spend Their Money in Australia?

When you take a look at the statistics, almost in every country rent and food take the most money.

They are basic necessities that have to be paid for before everything else.

Australia is a country where not much money is spent on clothing, only 2.3%.

They like visiting restaurants and eating out, but still, most of the meals are prepared at home.

It is interesting that even though they promote a healthy lifestyle, an insignificant amount of money is spent on sports and leisure.

Average Costs Breakdown

12.7%
31.6%
9.7%
7%
5.1%
4.5%
32.2%

Australia: Average Salary, Minimum Wage & Mortgages

Even though Australia belongs to those countries with the highest cost of living in the world, it is so due to the high monthly net salaries that its citizens get.

Compared to some less developed countries, their minimum wage is 10 times higher and thus the prices are greater.

It is worth noting that mortgage interest rates are quite lower than in less developed countries.

All in all, if you have a well-paid job there, it is definitely a perfect place for life.

Average Salary$3823.23
Minimum Wage$2461.5
Mortgage Interest Rate4.17%

Australia Safety Overview

READ THE FULL REPORT: Australia Safety Review

Safety Index:
86
OVERALL RISKLOW
TRANSPORT & TAXIS RISKLOW
PICKPOCKETS RISKLOW
NATURAL DISASTERS RISKMEDIUM
MUGGING RISKLOW
TERRORISM RISKLOW
SCAMS RISKLOW
WOMEN TRAVELERS RISKLOW
TAP WATER RISKLOW

Cost of Living by City in Australia

City Cost of Living Index
Australia FlagAdelaide 72.92
Australia FlagBrisbane 70.46
Australia FlagCanberra 69.88
Australia FlagDarwin 72.47
Australia FlagGold Coast 64.53
Australia FlagHobart 69.1
Australia FlagMelbourne 74.53
Australia FlagNewcastle 71.42
Australia FlagPerth 75.09
Australia FlagSydney 79.93

Where to Next?

Or, browse the country/city indexes:

Cost of Living - Country Index Cost of Living - City Index

1 Review on Australia

  1. B
    Bernice Cox says:

    Everything costs too much!

    Trust me, majority of Australians don’t find these prices normal and struggle themselves.

Australia Rated 4 / 5 based on 1 user reviews.

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