Cost of Living in Philippines

How Much Does It Cost to Live In Philippines?

The Philippines, officially known as the Republic of the Philippines is an archipelago country in Southeast Asia.

Generally speaking, the Philippines is a developing country so the cost of living is not too high.

Your own, personal, cost of living in this country depends on what kind of lifestyle you want to have, and what kind of a job you have.

The least amount that a person can be comfortable with is 600$ or so, and for a couple 900$ will be sufficient.

However, if you want a swanky lifestyle 1000$ to 1200$ is sufficient.

Cost of Living Index:
32.78

Philippines FlagPhilippines : Cost of Living by City

Restaurants

RESTAURANTS

Eating out is definitely more expensive than cooking at home, but the Philippines offer some great cooking – and not as expensive as you would expected. Of course, there are many high-end fancy restaurants and they’re not cheap, but you can also eat at an inexpensive restaurant for less than 3$ and have a dinner for two at a mid-range restaurant for only about 14$.

Markets

MARKETS

Cooking at home is cheaper probably by 40 to 50% than eating outside. You can shop at many supermarkets or the Robinsons mall and if you really want to splurge, you’ll need around 500$ a month. There are also small bakeries in the neighborhood which sell cheap breads and the sari-sari stores (variety stores) where you can buy goods in smaller packages.

Transportation

TRANSPORTATION

Transportation isn’t the best in the Philippines. You can use Grab Car or Uber, and keep in mind that if you use a normal taxi in Manila you might get ripped off. Jeepneys are the cheapest way to get around and could significantly decrease your transportation costs. Transportation is, in general, very cheap though. A monthly pass for public transport costs around 9$.

Utilities

UTILITIES (MONTHLY)

Utilities are just ridiculously expensive in the Philippines. You can easily spend around 100$ per month. That would include using air conditioner around eight hours per day. Purely lights, gadget charging, TV and hot water in an apartment of around 85m2 will cost you over 100$. Water bill is around 5$ per month.

Sports and leisure

SPORTS & LEISURE

Cities in the Philippines are filled with cinemas, theaters and other leisure opportunities, and a ticket for a movie in a cinema will cost you around 5$. Indulging in sports and fitness is more expensive, like in most countries. If you want a gym or a fitness club membership, it will amount up to around 30$.

Clothing and shoes

CLOTHING & SHOES

Major cities like Manila are literally brimming with large malls that are just waiting for you. They also offer great shopping opportunities since the prices are pretty low. For example, you can buy Levi’s jeans for around 35$, while a pair of running shoes of brands like Nike cost around 70$. Lighter pieces of clothing like shirts and summer dresses are around 20$.

Rent per month

RENT PER MONTH

Rent for an apartment is at least 100$ per month around the city. But if you are alone, you might prefer to stay in a boarding house or lodging house. Depending on the part of the city, you can find an apartment for 100$, or for 250$ – if you have your mind set on living in the city center. For a larger apartment for the whole family, you’ll have to pay at least 300$.

Cost of Living Averages Table for Philippines

*Note: All prices are indicated in USD.
Average Restaurant Prices
Meal (Inexpensive Restaurant)$2.85
Domestic Beer (0.5 Liter)$0.95
Water (0.33 Liter)$0.31
Average Market Prices
Milk (1 Liter)$1.47
Loaf Bread (500g)$0.99
Eggs (12)$1.49
Average Transport Prices
One Way Ticket$0.19
Monthly Pass$9.51
Gasoline$0.94
Average Utilities Prices
Basic (Water, Electricity, Garbage, Heating, Cooling)$103.75
1 min. of Prepaid Mobile Tariff Local$0.15
Internet (Unlimited Data, Cable/ADSL)$41.06
Average Leisure Prices
Fitness Club, Monthly Fee for 1 Adult$30.31
Tennis Court Rent (1 Hour)$4.02
Cinema, 1 Seat, International Release$4.42
Average Clothing Prices
1 Pair of Jeans (Levis 501 Or Comparable)$37.48
1 Summer Dress in a Chain Store (Zara, etc...)$22.80
1 Pair of Adidas Walking Shoes (Mid-Range)$69.94
Average Rent Prices
Apartment (1 bedroom) in City Center$251.58
Apartment (1 bedroom) Outside of Center$141.90
Apartment (3 bedrooms) in City Center$549.73

How Does the Average Person Spend Their Money in Philippines?

An average person in the Philippines definitely spends the biggest amount of money on food – which is no wonder, considering that most world countries follow that pattern.

The next biggest expense is definitely rent, but it’s not too far from the expenses for transportation, which means that rent isn’t really that expensive in the Philippines.

Interestingly enough, the Philippines are rare in the sense that utilities draw more money from the people than eating in restaurants, which is not common at all.

Clothes are the least important of all expenses, according to these numbers.

Average Costs Breakdown

9.2%
37.5%
14.5%
11%
6.2%
3.8%
17.7%

Philippines: Average Salary, Minimum Wage & Mortgages

As for the salaries, they aren’t the highest in the Philippines – far from it!

Even though the prices are pretty low, the salaries are also very low, which makes it impossible for people to comfortably cover all their expenses and not worry about tomorrow.

What testifies to that is the minimum wage in the Philippines which is only around 180$.

Average monthly net salary in the Philippines is double the amount – around 300$, but it is still not enough to live a comfortable life in this country.

Average Salary$292.73
Minimum Wage$189.6
Mortgage Interest Rate7.23%

What About Travel Safety in Philippines?

Philippines Safety Overview

READ THE FULL REPORT: Philippines Safety Review

Safety Index:
47
  • OVERALL RISK : HIGH
  • TRANSPORT & TAXIS RISK : HIGH
  • PICKPOCKETS RISK : LOW
  • NATURAL DISASTERS RISK : HIGH
  • MUGGING RISK : HIGH
  • TERRORISM RISK : HIGH
  • SCAMS RISK : HIGH
  • WOMEN TRAVELERS RISK : MEDIUM

Cost of Living by City in Philippines

CityCost of Living Index
Cebu36.41
Davao33.57
Dumaguete33.21
Makati51.07
Manila37.95
Quezon City31.66

Where to Next?

See these related locations:

Or, browse the country/city indexes:

Cost of Living - Country Index Cost of Living - City Index

42 Reviews on Philippines

  1. j
    jane c. paderog says:

    informative and very helpful.

  2. R
    Rick Graef says:

    If someone was Incarceated in the US can they still move to the Philippines?

    1. S
      Someone who knows says:

      Don't go to Philippines if you are an ex convict.

      I would think it would be about the nature if your crime. If you are a non violent offender, I would think so. If you are a violent offender, a drug dealer, or busted with drugs or a habitual offender that’s always doing wrong, I suggest that you don’t even try to come to the Philippines. You might not ever go back to the US.

  3. C
    Conrad Huang says:

    No, we don’t want you here

  4. P
    Proud American Citizen says:

    People In us prisons live better then everyone in your country though 🥱 in one week a person in jail in America spends a hundred dollars on commissary and that’s all they are allowed they’d spend more it’s sad your trying to be a douche but the poorest American would be the richest in your entire country 😏 America!! Fu** yeah !!!!!!

    1. E
      EDDIE BOLOGNA says:

      Unless you have been in jail in the USA don't make false statements.

      NOT TRUE.

    2. B
      Blah Blah says:

      If American prisons are so wonderful, why not stay… enjoy your stay.

      1. Right, it’s Biden, Kamala and the liberals ‘defund the police’ fault. These libs LOVEs criminals.

    3. I.I’m a Filipino living in California, when I’m in San Francisco there’s a lot of white beggars and drug addicts that roamed in the streets and in the sidewalks. One old lady asking for a dollar and I gave one, another guy open his palm I gave a dollar too. Then your saying even the poorest in America can live a decent life to all Filipinos?

  5. S
    Sophia Carney says:

    What would be an Average House purchase for a 2 bdr/2bath with electric, air conditioning, sewer, water, internet/cable?

    1. T
      Tobiasz says:

      1.8 million pesos outside of city center

  6. R
    Real American says:

    The person calling themselves “Proud American Citizen” made this post from China. That person is not really American.

  7. P
    Poor boi says:

    Wow! Very good breakdown,
    thank you for the information.
    I am officially poor.

  8. Compared to what I pay in the U.S., those prices are dirt cheap! At $1250 a month Social Security pension I would be considered rich there.

    1. E
      EDDIE BOLOGNA says:

      LOOK BRFORE YOU LEAP

      Not RICH but midle class if you manage your income wisely

  9. B
    Better than You says:

    Look up prisons in the philippines… locked in a shit hole for 7 years before going in front of a judge who then says “oh yeah we caught the guy who really did that crime like 6 years ago, why are you still in prison you idiot”

    but yeah they got something to say about the greatest nation in the history of the planet

  10. Philippines does not need another prisoner due to overcrowded living and also its adding burden to the country

  11. T
    Total Perspective Vortex says:

    “Greatest nation in the history of the planet.” You must be a Brit since the British empire covered more than a quarter of the world landmass at its height – to say nothing of their naval dominance. Second and third runner up are the Mongolian empire and the Russian empire (pre USSR). If you’re talking about ‘Merica, it ranks 10th.

    1. B
      Bon Appetite says:

      US Greatest Country. Not

      US is not highly ranked in many categories except military and vast number of its population in prisons. Rank in education and medical care is not good. Your making an assumption about “greatest country”. I don’t think the facts support that. Google them

  12. J
    JoJo NoNo says:

    What I like about most Filipinos is that they are humble, honest, love God, help each other. I really had a lot of help getting out of the Philippines after the COVID-19 bomb dropped on our planet. It could have been much worse if I was visiting another country at that time in history. The US has the same problems as other countries not to mention $25 trillion in debt. Any country carrying massive debt can fail any day of the week without warning.

  13. I’m a fairly well-read, intelligent, responsible, and respectful American. I see America’s problems, especially the economic problems, and have decided that the Philippines will be the best place for me to retire. I have done the research and the Filipinos are kind, happy, and very hard working. The Philippines has the workforce and the mineral deposits to evolve very well. I’m betting on that. When the Philippines opens for tourism I’m moving there.

    1. E
      EDDIE BOLOGNA says:

      LOK BRFORE YOU LEAP

      Before you move, save money or have enough credit cards for an extended stay. It will take time to find the best place suitable for your lifestyle. It takes money to get arounf. There are many islands and unlike the USA you canot drive from one to another. Take yur time and plan for more than one visit. Compare cith living, verses provinces. So many options and all affordable. One bit of advice. Dress casual. You don’t want to look like a rich foreigner.

  14. L
    Lynne Walker says:

    What is the cost of a house bought outright?

    1. E
      EDDIE BOLOGNA says:

      BE CAREFUL WHO YOU MARRY

      A foreigner cannot buy a house in the Philippines and have it in his/her name. You have to be a Filipino to own a house but if you are married to one, the title will be in his or her name.

      1. A
        American 😷 says:

        You can buy a house you can’t buy the land.

        1. B
          Bon Appetite says:

          Mute point

          The Philippines does allow condo purchases. Purchasing a non moveable, nice home on land you do not own is substantially the same as renting. In most cases it doesn’t make sense. If i were a landowner i would let a fool do that. When the lease of land expires so does your home ownership. It goes to the landowner.

  15. C
    Cost of Living in Philippines is High says:

    Please update your data. Compare gardenia bread cost and rice and market price of beef, and shrimps and bee. Also compare cost of infants milk and egg.

  16. I
    I love the Philippines♥️ says:

    Stupid f***ing gringos. I’m American unfortunately, and I’d rather live in any shit hole other than USA. Racist white crackers. I got me my Filipina beauty and I love the people and culture. Better than anyplace I’ve ever been.

  17. I want to know if I come to Philippines can I get my disability there Same as here in USA. What would one bedroom house cost to buy in us dollars

  18. T
    Tywhite says:

    Can a foreigner own a house in Philippines

    1. T
      Tobiasz says:

      You can own a home but not the land. You can lease the land (like a 99 year lease) and build a home on it.

  19. B
    Brian Alden says:

    Just cause you’ve been incarcerated didn’t mean you’re a “bad” or terrible person. I’ve been incarcerated and I’m trying to start a nonprofit program that allows foreigners to come to America to work and the money they earn they keep no fees like other international employer job placement agencies besides visa, plane ticket and living expenses they’ll pay as they work so that they can save and gain as much profit as possible so that they don’t have to spend a lifetime away from there family just to take care of them so I would appreciate it if you would rethink your views on people that have been incarcerated.

  20. Yeah, stay in the US, we don’t want you here.

  21. M
    MARTIN BB says:

    I love this country and I m thinking 🤔 to move there ..!! People are very friendly..!! Beautiful country Beautiful people..!!

  22. A
    Anonymous says:

    Wow,,lotta angry folks on here

  23. M
    Married with a filipina says:

    Please don't trash talk the Philippines

    I went to the Philippines, got married, brought my wife to the US (4.5 year legal battle).
    I was shocked to see how friendly Filipinos are. I don’t usually equate large cities with friendly people. However, that’s what I found in the Philippines.
    The Philippines is a great country with fun people. I feel sad when I see arrogant Americans trash talk the Philippines.

    1. A
      Anonymous says:

      agree i am a us citizen with a filipina wife.. love the country and people there… looking forward in a few years to retire to the philippines.

  24. I’m getting old (68) and figure I will be single… have thought about moving to your country. I’ve heard alot of good things about it. What I don’t like is the high risk that’s associated with living there. Like crime, kidnappings, terrorist… definitely something to consider and think about.

  25. Live in the countryside but having 1250 doesn’t make you rich but can meet ends.

    1. B
      Bhole McGoodwin says:

      Y’all seem to forget these Americans coming would not be bringing pesos, they would be bringing USD and 1250 a month USD = 68,000 pesos, that’s pretty rich…

  26. Great info

    Wonder what it would be like for a couple in our young 50’s to live there. This country has so many wonderful things to see, untouched nature, the small fishing villages and the cultural experience would be unbelievable. A lot of Americans travel to this type of country and try to change things to what they are used to. I would love to live near a fishing village and allow the culture change me, I’m sure it would be tough in the beginning but who am I to ask people to change for me. Only thing I’m worried about is our safety. If I knew we would be safe I for sure would move there in a minute!! Just to sit and talk with local fishermen and the fish market would be an experience! Maybe some day….. but maybe they don’t want us there.

Rated 3.98 / 5 based on 42 user reviews.

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