Cost of Living in Luxembourg

RESTAURANTS

Restaurants are pretty expensive in Luxembourg, so it might be wise to follow some usual tricks.

For instance, if you want to eat out, it’s best to eat in a restaurant at lunchtime and take the plate of the day.

This will cost between 10$ and 15$.

Most people that visit restaurants eat like this.

If you add beer, coffee, or a soft drink that will be around 3$.

This is actually great value for money since the same meals in the evening cost 50% to 100% more.

MARKETS

Normal food in supermarkets, (like vegetables, meat, dairy products, and definitely no organic food) should be around 150$ a week for a single household.

There can be huge price differences between shops so it’s best to either ask around which one is the cheapest or just head to the known chain markets.

TRANSPORTATION

Transportation is also pretty costly in Luxembourg and it might be a good idea for everyone to just buy a monthly pass for public transport because it costs around 30$ which is not that expensive for a country like Luxembourg, while a one-way ticket costs almost 3$, so a monthly pass would pay off way more.

UTILITIES (MONTHLY)

Utilities are almost twice as expensive as in less prosperous European countries.

If you live in an apartment that’s a bit larger – for instance, 85m2 – your basic utilities, including gas, heating, cooling, electricity, garbage services, and water will cost you around 264.09$.

Internet is also very expensive, costing around 56$ a month.

SPORTS & LEISURE

Leisure activities like going to the movies are actually not as expensive as you’d expect in one of the most expensive countries in Europe.

One ticket is around 14$ for the cinema.

If you want to be a member of a fitness club or a gym it will cost you around 46.57$ a month, while renting a tennis court for just an hour costs around 23$.

CLOTHING & SHOES

By now, you already know that life in Luxembourg is expensive, and so is shopping for clothing.

Here you have to really set aside a lot of money if you want to buy just basic clothes.

For example, quality jeans like Levi’s will cost almost 85$, as well as running sneakers from brands like Nike.

RENT PER MONTH

In general, the most expensive thing about living expenses is the rent or housing mortgages.

The closer you live to the center, the more expensive the rent gets.

If you want to find a cheap one-bedroom apartment in Luxembourg and are ready to live on the outskirts of cities, you will have to pay a whopping 1400$.

HEALTHCARE

Luxembourg has a universal public healthcare system funded through payroll and social contributions, covering most medical services.

Private supplemental insurance typically costs 50 to 120 USD per month.

Out-of-pocket spending averages roughly 700 to 1,200 USD per person per year, mainly for copays and services not fully covered.

With average monthly salaries around 5,000 USD, healthcare costs are highly affordable relative to income.

EDUCATION

Public primary and secondary schools are tuition‑free, with families paying for books, supplies, and extras; private schooling costs can be substantial.

Public universities charge tuition that is moderate relative to average incomes, while private institutions charge higher fees.

Students also pay housing, food, and transport costs.

Average monthly income is around $6,100, making public education affordable relative to typical earnings, though private schooling and living expenses remain significant.