Kentucky is a fascinating and scenic state located in the southern United States.
Many people have discovered this state’s attributes and decided to call it home.
This once mostly rural state has grown and thrived in many areas because of its appeal.
This area is known for its breathtaking landscapes and charming residents.
Anyone currently considering moving to Kentucky should explore the pros and cons of living in it and decide if it is the right place to settle.
Please keep reading to learn more about Kentucky and what makes it incredible, and the possible downsides.
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Pros of Living in Kentucky
Kentucky is a beautiful state with many benefits for residents.
Find out why it is rapidly becoming one of the most popular states to live in and raise a family.
1. Tax Breaks
Most individuals who move to Kentucky enjoy various tax breaks.
Most people qualify for these significant breaks, including older people over 65.
This is a primary reason most people want to move to the area to retire.
These tax breaks can save thousands each year and provide many a better way of life.
Find out which tax breaks you’re eligible for if you consider the move because it may save you significant money each year.
2. Low Cost of Living
The cost of living in Kentucky is considerably lower than in most other states in the country.
The cost of consumer goods and services is affordable for most, making it an excellent place to settle in a multiple-person household.
Everything from energy to food is cheaper for all citizens of the state.
If saving money for the future and having more financial stability is essential, the lower cost of living is quite attractive.
It can help individuals achieve their goals in a scenic, friendly area.
3. Defined Seasons
One bonus for those who enjoy having all four seasons is that there is a noticeable difference between them.
The change of the seasons is noticeable and provides a great chance to engage in all activities related to being outside.
The summers are warm and sunny, making them perfect for enjoying a day at the river or creek.
The fall months are ideal for hiking and watching the colors change across the landscape.
During the winter, frequent snow transforms the land into a winter lover’s paradise.
Spring is even colorful and picturesque, with new wildflowers and plants blooming everywhere.
4. Incredible Landscape
Anyone who loves sweeping views and mountains will love the landscape of Kentucky.
There are mountains, hills, valleys, and streams.
It is ideal for outdoor activities and hiking.
The different elevation levels also produce some exciting microclimates that change with the seasons.
Anyone who wants a beautiful landscape just outside their door will love living in this state because there is something breathtaking in most places.
5. Centralized Location
Kentucky is located conveniently in the center of the country and adjacent to many larger cities and thriving areas.
Those who want to travel to places like Chicago or St. Louis can get there in a shorter time than people who live across the country, making traveling for events and meetings a much more affordable and time-efficient commute.
6. Affordable Housing
One reason the cost of living is much better than in other areas is affordable housing options.
Having affordable housing in most places means that families and new residents can find suitable housing that does not drain pockets.
Take some time to check out some available housing options in and around the area you consider settling into before moving to Kentucky.
7. Plenty of Jobs
There are plenty of jobs and a booming economy in most places across Kentucky.
Individuals who move to the area can enjoy many employment opportunities if they do not already have a job lined up when they arrive.
The available employment opportunities range from the technology sector to construction.
This is one of the major draws to the area, aside from the lower cost of living and plentiful tax breaks.
8. Great Food and Drinks
Kentucky has incredible food and drinks, especially if you love barbecue and whisky.
Some of the best bourbon and whisky in the world is made in Kentucky.
Of course, plenty of classic country food is found just about anywhere in the state.
Residents can find just about any food, local or international, these days across the state, making it an ideal place to enjoy a wide diversity of culinary choices.
Cons of Living in Kentucky
Kentucky has many attributes and benefits for residents.
However, there are also some cons to know about before deciding to move there.
Consider these drawbacks to help determine if it’s ideal.
1. Lackluster Education
Unfortunately, Kentucky has a history of low school performance, especially in the public elementary education sector.
The school system lacks adequate funding and tends to score low for national testing.
If education is a concern, checking out the area’s private schools may be an option, because private schools tend to provide better educational opportunities and score higher on statewide testing.
2. Severe Weather Potential
There is always the threat of severe weather during any season in Kentucky.
The winter tends to bring plenty of ice and snow storms, while the summer and spring generate tornadoes, severe thunderstorms, and flooding.
Before moving to Kentucky, it is important to understand the potential threats in the surrounding areas.
Some precautions to take include buying a weather radio and having an evacuation plan in case severe weather strikes or there’s a potential for dangerous conditions that can threaten lives and property.
It is also worth understanding that anyone living in this area should have reliable insurance in place to protect themselves and their belongings.
3. Nuisance Wildlife
Kentucky has plenty of wildlife, and many hunters enjoy visiting the area in certain months.
However, hunting and the presence of larger wildlife can create a nuisance for residents.
Bears, deer, and other animals can cause accidents or find their way into the yards of individuals living in the area.
Encounters with wildlife are more frequent in rural areas.
However, in Kentucky, it is not unheard of to see potentially dangerous wildlife in suburban areas.
4. Pollution in Areas
There are areas of Kentucky with excessive pollution levels.
Although this is not the case in most areas outside of cities, some suburbs in areas near the larger urban areas have issues with contaminated water, soil, and air.
Before moving to Kentucky, take some time to investigate where pollution is a problem.
5. High Sales Tax
Kentucky has one of the highest sales tax rates of any state in the country.
The average sales tax rate across the state is 5%, but some consumer goods may be higher.
Although the sales tax may be a deterrent, other tax breaks and affordable services balance the sales tax.
6. High Crime Rate
High crime rates are an issue in larger cities throughout Kentucky.
The number one city for excessive crime is Paducah.
However, it is not the only city with its share of criminal activity.
The best strategy for those working in the city is to live on the outskirts, where the crime rate is lower, and the quality of life is better.
7. Limited Public Transportation
Some states have comprehensive public transportation in place.
However, Kentucky is not one of those states.
There may be a service and other conveniences in the cities, but in the suburbs and the rural areas, finding public transportation can be an issue.
Anyone moving to Kentucky will likely need to invest in a vehicle to get them where they need to go.
If buying a vehicle is not possible, then it is worth taking the time to see if there is some public transportation in the area you are considering.
8. Infrastructure Issues
Kentucky is not known for having the best roads and best neighborhood infrastructures.
There are several areas with problems related to cities and town’s infrastructures.
This may be one of the downsides to living in Kentucky, and it is worth learning more about any area you plan to live in or around.
Pros and Cons of Living in Kentucky – Summary Table
| Pros of Living in Kentucky | Cons of Living in Kentucky |
|---|---|
| 1.Tax Breaks | 1.Lackluster Education |
| 2. Low Cost of Living | 2. Severe Weather Potential |
| 3. Defined Seasons | 3. Nuisance Wildlife |
| 4. Incredible Landscape | 4. Pollution in Areas |
| 5. Centralized Location | 5. High Sales Tax |
| 6. Affordable Housing | 6. High Crime Rate |
| 7. Plenty of Jobs | 7. Limited Public Transportation |
| 8. Great Food and Drinks | 8. Infrastructure Issues |
Kentucky Safety Overview
READ THE FULL REPORT: Kentucky Safety Review
Safety Index:
- OVERALL RISK: MEDIUM
- TRANSPORT & TAXIS RISK: MEDIUM
- PICKPOCKETS RISK: MEDIUM
- NATURAL DISASTERS RISK: MEDIUM
- MUGGING RISK: MEDIUM
- TERRORISM RISK: LOW
- SCAMS RISK: MEDIUM
- WOMEN TRAVELERS RISK: MEDIUM
Frequently Asked Questions
What is the average winter temperature in Kentucky?
Kentucky has a somewhat cold winter.
The average low temperature across the state in the winter is 23 degrees Fahrenheit.
However, Kentucky can see extremely low temperatures, considerable snow, and occasional ice storms.
How often does Kentucky have natural disasters?
Kentucky sees frequent natural disasters because of its location, terrain, and seasonal fluctuations in temperatures.
This area experiences frequent tornados and flooding events, which can endanger lives and property.
It is essential to stay aware of frequently changing conditions and have a plan to take action if threatening conditions occur.
Additionally, it is imperative to have good insurance on your property in case it sustains damage from a natural disaster.
What is the largest city in Kentucky?
Louisville is the most densely populated city in Kentucky and is also the largest in terms of square mileage.
It is just over 285 square miles and is home to a population of over 600,0000 people.
This city has all the amenities of an urban area with the appeal of nearby scenic landscapes.
Where is the highest crime rate in Kentucky?
The city in Kentucky with the highest crime rate is Paducah.
This area has a steadily high crime rate, although it is a scenic and thriving place.
While there are not high crime rates all over the state, some urban areas are more prone to certain criminal activity.
When did Kentucky become a state?
Kentucky became a state on June 1, 1792.
It was one of the many states to join the others in later years.
Since joining the United States, it has rapidly become a hotspot of growth and activity.
Ky is a pretty state ,, with that said, it is one of the most corrupt states I’ve ever seen, the only way the people will help you is if it helps them. Very sad , exactly backwards from what I’d call a good place to live.
I’m in New York and have Complex Regional Pain Syndrome. The most painful disease that exists. My doctor moved to Lexington KY. Is that a safe are for a 60 year old disabled woman by herself. I’ve seen about 50 doctors who all say because I have a serious case of CRPS, it’s gone into my eyes and ears and my implanted pump doesn’t work because I have spina bifida which deforms the area where the pump tubing goes and won’t work unless it’s doubled. I had 2 doctors explain this to me and were willing to explain it to my doctor but she won’t listen. My only choice is to move to Kentucky and see my old doctor whose compassionate and empathetic.
What Dr in Kentucky would you recommend for CRPS. I have had for 9 years still no pain pump still opioid. Asked for pain pump for years PA is a horrible place for CRPS people. If 1 more Dr wants to implant a spinal cord stimulator I am going to lose it. That would make me just not wanting to even try anymore
It depends on where you move. For the most part Kentucky is safe for a single, disabled woman. However, it will be a culture shock for you. Kentuckians are friendly, but guarded. We have a, “wait and see,” kind of attitude. It may take awhile for some people to learn if you’re trustworthy. Overall, we are not as liberal as some states, but we usually vote as a Democratic state. However, there are are regions that are staunchly Republican. I love Kentucky and wouldn’t want to live anywhere else. I think most people here, love it. It is a poor state, but it has plenty to do to keep you active.