Cost of Living in Espoo, Finland

Updated On May 10, 2022

How Much Does It Cost to Live In Espoo?

The second largest Finnish city Espoo is located on the seashore of the Finnish gulf.

This is the city of ski tracks, and you can really cross the city by skiing if you are keen on that.

There are numerous water basins and an open-air tropical swimming pool which is open in winter, too.

You can hike in the National Park and feed the reindeers, or you can choose to visit the Museum of Modern Art.

Few foreigners know that there are numerous islands around Espoo, where you can get by a water bus in the summer.

Cost of Living Index:
* Based on Research & User Data


The river buses and the ski tracks are used to get to the undisturbed forests, fishing sites, saunas, and cafes.

They offer various cuisines from the Asian and Indian to the Georgian and Japanese.

Scandinavian, Italian, European and traditional Finnish meals are served to the gourmets from all the world.



Prices at local food markets are more than affordable for a local citizen.

The most expensive products in Espoo are wine, beef round, and chicken breasts.

A pack of Marlboro cigarettes costs $7.10 here.

Fruits and vegetables can be bought at the price lower than $2 per kilo.



From Espoo, you can easily get to the capital area of Helsinki or just get around the city by different means of public transportation to your taste.

The system is really well-developed offering multiregional tickets, discounts and special offers.

You can purchase tickets or charged cards from the machines, tram or bus drivers.



A number of companies in Espoo provide for the heating, lighting, and garbage collection in Espoo.

The cost of these services is not high if take into consideration the salaries.

The Internet is only $22.11 for the unlimited data 60 Mbps connection.

Basic home comforts cost $131.65 on the average.

Sports and leisure


Espoo offers several indoor swimming pools, community, art and education centers, libraries and sports clubs.

You can go for different activities from fishing and hiking to watching films in the cinema of your choice.

The prices for some basic sports and leisure activities are given in the chart.

Clothing and shoes


Espoo is the place where you can buy traditional clothes, winter and summer dresses from the chain stores or local manufacturers.

There are some really good outlet stores which are liked by most of the citizens.

Also, you can shop online or hunt for re-usable shoes, clothes, and textile.

Rent per month


Espoo is one of the cities in Finland offering municipal accommodation for those who have suffered a crisis situation.

Otherwise, finding an apartment in Espoo can be difficult.

You have to search online, check the newspapers, and remember that a private rental market is way more expensive than a city-owned lease quarter.

Cost of Living Averages Table for Espoo

*Note: All prices are indicated in USD.
Average Restaurant Prices
Meal (Inexpensive Restaurant)$11.34
Domestic Beer (0.5 Liter)$6.23
Water (0.33 Liter)$1.47
Average Market Prices
Milk (1 Liter)$1.07
Loaf Bread (500g)$1.97
Eggs (12)$2.10
Average Transport Prices
One Way Ticket$3.40
Monthly Pass$62.01
Average Utilities Prices
Basic (Water, Electricity, Garbage, Heating, Cooling)$131.65
1 min. of Prepaid Mobile Tariff Local$0.07
Internet (Unlimited Data, Cable/ADSL)$22.11
Average Leisure Prices
Fitness Club, Monthly Fee for 1 Adult$36.76
Tennis Court Rent (1 Hour)$30.23
Cinema, 1 Seat, International Release$14.74
Average Clothing Prices
1 Pair of Jeans (Levis 501 Or Comparable)$92.63
1 Summer Dress in a Chain Store (Zara, etc...)$36.42
1 Pair of Adidas Walking Shoes (Mid-Range)$95.33
Average Rent Prices
Apartment (1 bedroom) in City Center$973.78
Apartment (1 bedroom) Outside of Center$795.15
Apartment (3 bedrooms) in City Center$1700.43

How Does the Average Person Spend Their Money in Espoo?

An average Espoo native spends their money on rent per month and markets, and they spend equal sums of money on these items.

Naturally, the least money is given to clothing and shoes, because the city is too beautiful and interesting so you have to save money for something more worthy.

These might be restaurants, sports, leisure activities or transportation that you use to reach the places where these activities are held.

Apparently, the utility bills are not the priority for local people.

They put away only 3.1% of their income to pay for water, garbage, cooling, heating and the like.

Average Costs Breakdown


Espoo: Average Salary, Minimum Wage & Mortgages

Average net salary after tax in Espoo, Finland is at the level of $2,995.69 per capita per month.

As you could have already guessed, Espoo just like the rest of Finland does not set the minimum wage.

The minimum monthly salary is not fixed by any law and the workers/employees can get the money per month, per hour or per piece of work done.

The salary depends much on the level of qualification of the worker and the years of experience.

Also, competition in the industry makes allowances.

In case you are a Finnish resident thinking of framing up a mortgage, you will most obviously be offered to pay 1.25% yearly for as much as 20 years for living in your new home.

Average Salary$2995.69
Minimum Wage$
Mortgage Interest Rate1.25%

Cost of Living by City in Espoo

CityCost of Living Index

Where to Next?

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